McLennan County property record for 2115 Bear Creek Xing, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,641 sqft · built 1999 |
| Lot Size | 0.736 acres (32,047 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,900 (Nov 2020) |
| Tax Bill | $15,866 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-227600-001316-8 |
| Primary APN | 36-227600-001316-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,641 sqft Living Area |
| Gross Area | 4,433 sqft |
| 1st Floor Area | 3,641 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 32,047 sqft (0.736 acres) |
| Lot Dimensions | 168 ft deep x 197 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,100 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 657 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2115 BEAR CREEK XING |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-3447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HIDDEN VALLEY LOT 29 BLOCK 1 ACRES .7357 |
| Legal Subdivision | HIDDEN VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 3902 |
2115 Bear Creek Xing is owned and occupied by two individuals who bought it in November 2020.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2115 BEAR CREEK XING, MCGREGOR, TX 76657-3447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on File |
| Deed Sale | Nov 10, 2020 · Amount on File |
| Deed Document Number | 202040189 |
| Prior Transfer Date | Nov 9, 2020 |
| Prior Transfer Doc | 0000040189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 10, 2020 |
| Property Address | 2115 BEAR CREEK XING, MC GREGOR, TX 76657-3447 |
| Document Number | 0000040189 |
| Map Reference | VOL 30 PG 182 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 2020040189 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2115 BEAR CREEK XING, MC GREGOR, TX 76657-3447 |
| Document Number | 0000040190 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020040190 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 2115 Bear Creek Xing was $15,866 with a homeowner's exemption, up 2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $880,000 (-) Land $120,180 Building $759,820 | $880,000 (-) Land $120,180 Building $759,820 | |
| 2025 | $15,866.00 (+2.01%) Homeowner's exemption | $880,000 Land $120,180 Building $759,820 | $880,000 Land $120,180 Building $759,820 |
| 2024 | $15,553.00 | ||
| 2023 | $850,000 Land $120,180 Building $729,820 | $850,000 Land $120,180 Building $729,820 | |
| 2022 | $15,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2115 Bear Creek Xing in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2115 Bear Creek Xing is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
5G (outdoors only) and 4G LTE
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