Union County property record for 2115 Arden Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,811 sqft · built 1978 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,000 (Jun 2023) |
| Tax Bill | $2,989 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-286-027 |
| Primary APN | 09-286-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,091 sqft (0.576 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2115 ARDEN DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #145 CARMEL VILLAGE PB6 PG022 |
| Legal Subdivision | CARMEL VILLAGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20502 |
Source: Union County assessment roll, APN 09-286-027, as of March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2115 ARDEN DR, MONROE, NC 28112-6423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2023 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Feb 23, 2021 | Warranty Deed, Transfer · FHA Mortgage COLTEN MORTGAGE |
| Feb 15, 2017 | Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Jun 04, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2023 · Amount on Record |
| Deed Sale | Jun 02, 2023 · Amount on Record |
| Prior Sale | Feb 23, 2021 · Amount on Record |
| Deed Document Number | 202313056 |
| Deed Book / Page | 8719 / 513 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 02, 2023 |
| Property Address | 2115 ARDEN DR, MONROE, NC 28112-6423 |
| Document Number | 0008719513 |
| Book / Page | 8719 / 513 |
| Map Reference | MB 6 PG 22 |
| Instrument Date | Jun 01, 2023 |
| Instrument | 13056 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | THE TITLE GROUP INC, NH TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $788.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3005 BISHOPS RIDGE CT, MONROE, NC 28110-8706 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2115 ARDEN DR, MONROE, NC 28112-6423 |
| Document Number | 0000013057 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 13057 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 23, 2021 |
| Property Address | 2115 ARDEN DR, MONROE, NC 28112-6423 |
| Document Number | 0007998812 |
| Book / Page | 7998 / 812 |
| Map Reference | MB 6 PG 22 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 8243 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3329 CROW RD, 3329, MONROE, NC 28112-7558 |
| Name | Verified Name |
|---|---|
| Address | 2115 ARDEN DR, MONROE, NC 28112-6423 |
| Document Number | 0000008244 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 8244 |
| Name | COLTEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2115 ARDEN DR, MONROE, NC 28112-6423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6877591 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 6877/591 |
| Instrument | 0004366 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 04, 2018 |
| Property Address | 2115 ARDEN DR, MONROE, NC 28112-6423 |
| Document Number | 0007168395 |
| Book / Page | 7168 / 395 |
| Map Reference | MB 6 PG 22 |
| Instrument Date | May 25, 2018 |
| Instrument | 0014983 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000014984 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 0014984 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Union County assessment roll as of March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,989.00 (+34.58%) | $342,000 (+67.89%) Land $74,200 Building $267,800 | $342,000 (+67.89%) Land $74,200 Building $267,800 |
| 2023 | $2,221.00 | $203,700 Land $23,400 Building $180,300 | $203,700 Land $23,400 Building $180,300 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790205022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 137 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System, water system NC0190010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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