2115 Ames St, Biloxi, MS 39531 Property Records

Harrison County property record for 2115 Ames St, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,842 sqft · built 1986
Lot Size	0.343 acres (14,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,200 (Nov 2018)
Tax Bill	$984 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1210D-04-061.000`

Property Details

APN / Parcel Number

Primary APN	`1210D-04-061.000`
Alternative APN	`000206`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Adjusted Area
1st Floor Area	1,432 sqft
2nd Floor Area	179 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,975 sqft (0.343 acres)
Utility Building	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2115 AMES ST
City	BILOXI
State	MS
Zip	39531-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 ATKINSON GROVE SUBD
Legal Range	10W
Legal Township	07S
Legal Section	26
Legal Subdivision	ATKINSON GROVE SUBD
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	1203

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2115 AMES ST, BILOXI, MS 39531-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Nov 19, 2018	Deed of Trust, Mortgage · FHA Mortgage KEESLER FCU
Nov 19, 2018	Warranty Deed, Transfer
Mar 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Mar 29, 2018
Deed Document Number	20182790DJ2
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	20180002790DJ2
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2115 AMES ST, BILOXI, MS 39531-2330
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860-9455 2115 AMES ST, BILOXI, MS 39531

Mortgage

Document Number	20240002069TJ2
Date	Apr 12, 2024
Instrument	2024-0002069-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2115 AMES ST, BILOXI, MS 39531-2330
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180003401TJ2
Date	Nov 19, 2018
Instrument	2018-0003401-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 19, 2018
Property Address	2115 AMES ST, BILOXI, MS 39531-2330
Document Number	20180002790DJ2
Instrument Date	Nov 16, 2018
Instrument	2018-0002790-D-J2
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2215 AMES ST, 2215, BILOXI, MS 39531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2115 AMES ST, BILOXI, MS 39531-2330

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 29, 2018
Property Address	2115 AMES ST, BILOXI, MS 39531-2330
Document Number	20180000715TJ2
Instrument Date	Mar 26, 2018
Instrument	2018-0000715-T-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 DEERWOOD DR, 88, PERKINSTON, MS 39573-4600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 AMES ST, BILOXI, MS 39531-2330

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+6.03%) Homeowner's exemption Disabled Person's exemption	$11,490 (+3.57%)	$114,895 (+3.56%) Land $34,500 Building $80,395
2024	$928.00 (+1.2%)
2023	$917.00 Homeowner's exemption Disabled Person's exemption	$11,094	$110,940 Land $34,500 Building $76,440
2022	$917.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2005–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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