2115 85th Ct, Vero Beach, FL 32966 Property Records

Indian River County property record for 2115 85th Ct, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,018 sqft · built 1989
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2023)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-38-02-00002-0110-00023.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-02-00002-0110-00023.0`
Alternative APN	`61506`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
Gross Area	1,144 sqft
1st Floor Area	1,018 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Interior
Driveway	Concrete Driveway
Driveway Area	200 sqft
Porch	Screened Porch
Porch Area	126 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2115 85TH CT
City	VERO BEACH
State	FL
Zip	32966-1787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-8
Legal Description	PARADISE PARK UNIT NO 1 IRF BLK K LOT 23 PBI 3-72
Legal Range	38E
Legal Township	33S
Legal Section	02
Legal Subdivision	PARADISE PARK UNIT NO 1
Legal Block	K
Legal Lot Number	23
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1046
Census Tract	50907

Owner

Source: Indian River County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2881 NE 5TH TRL, OKEECHOBEE, FL 34972-3302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 6, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	202310328
Deed Book / Page	3604 / 161
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2115 85TH CT, VERO BEACH, FL 32966-1787
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 85TH CT, VERO BEACH, FL 32966-1787

Mortgage

Document Number	0036831094
Date	Mar 12, 2024
Book Page	3683/1094
Instrument	3120240011487

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 6, 2023
Property Address	2115 85TH CT, VERO BEACH, FL 32966-1787
Document Number	0036040161
Book / Page	3604 / 161
Map Reference	MB 3 PG 72&73
Instrument Date	Mar 3, 2023
Instrument	3120230010328
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	TREASURE COAST TTL & STLMT O

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1936 40TH AVE, VERO BEACH, FL 32960-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2881 NE 5TH TRL, OKEECHOBEE, FL 34972-3302

Mortgage

Document Number	0003604163
Date	Mar 6, 2023
Instrument	3604/163

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0036040176
Date	Mar 6, 2023
Book Page	3604/176
Instrument	3120230010330

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2115 85TH CT, VERO BEACH, FL 32966-1787
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 85TH CT, VERO BEACH, FL 32966-1787

Mortgage

Document Number	0035581312
Date	Jul 25, 2022
Book Page	3558/1312
Instrument	3120220046060

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,883.00 (+359.08%)	$176,254 (+158.49%) Land $25,500 Building $150,754	$176,254 (+7.99%) Land $25,500 Building $150,754
2023	$628.00 (+1.95%)	$68,187 (+3%)	$163,210 (+11.71%) Land $25,500 Building $137,710
2022	$616.00	$66,201	$146,106 Land $25,500 Building $120,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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