21149 Co Rd 3550, Ada, OK 74820 Property Records

Pontotoc County property record for 21149 Co Rd 3550, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,457 sqft · built 1996
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Oct 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-05-002-006-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-05-002-006-0-003-00`
Alternative APN	`968`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,457 sqft Living Area
1st Floor Area	2,457 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	800 sqft
Porch	Open Porch
Porch Area	294 sqft
Deck Area	600 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	600 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	968
Street Address	21149 COUNTY ROAD 3550
City	ADA
State	OK
Zip	74820-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 & PT SE NE-BEG 785'S & 415'W OF NE/C- S 660'-W 660' -N 660'-E 660' TO POB SEC 5-2-6 FITZHUGH TWP
Legal Range	06E
Legal Township	02N
Legal Section	05
Legal Lot Number	1
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTH CENTRAL PONTOTOC
Census Block Group	1
Census Block	1018
Census Tract	89600

Owner

21149 Co Rd 3550 is owned and occupied by two individuals.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21149 COUNTY ROAD 3550, ADA, OK 74820-1515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2010	Deed of Trust, Mortgage CITIZENS BANK OF ADA
Oct 29, 2007	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA
Aug 14, 2008	Deed of Trust, Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	21149 COUNTY ROAD 3550, ADA, OK 74820-1515
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002469/026
Date	Aug 19, 2010
Book Page	2469/026
Instrument	2010-004419

Lender

Name	CITIZENS BANK OF ADA
Address	ADA, OK 74821

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2020

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	21149 COUNTY ROAD 3550, ADA, OK 74820-1515
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002219/141
Date	Oct 29, 2007
Book Page	2219/141
Instrument	2007-006983

Lender

Name	CITIZENS BANK OF ADA
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2037

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	21149 COUNTY ROAD 3550, ADA, OK 74820-1515
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002296/072
Date	Aug 14, 2008
Book Page	2296/072
Instrument	2008-005270

Lender

Name	CITIZENS BANK OF ADA
Address	ADA, OK 74821

Agreement

Amount	Amount on Record
Term	144 Months
Due	Aug 21, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 21149 Co Rd 3550 was $2,142 with a homeowner's exemption, down 2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Latta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,932 (+3%) Land $2,179 Building $20,753	$191,098 (-31.38%) Land $18,161 Building $172,937
2025	$2,142.00 (-1.97%) Homeowner's exemption	$22,264 (+3%) Land $2,174 Building $20,090	$278,483 (-5.52%) Land $18,161 Building $260,322
2024	$2,185.00 (+5.97%) Homeowner's exemption	$21,616 (+3%) Land $2,111 Building $19,505	$294,748 (+12.3%) Land $18,161 Building $276,587
2023	$2,062.00 Homeowner's exemption	$20,986 Land $2,108 Building $18,878	$262,466 Land $18,161 Building $244,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21149 Co Rd 3550 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21149 Co Rd 3550 is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 75% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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