Harris County property record for 21147 Carmel Valley Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,575 sqft · built 1979 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,007 (Apr 2026) |
| Tax Bill | $5,859 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-500-000-0001 |
| Primary APN | 111-500-000-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,200 sqft (0.211 acres) |
| View / Lot | Neighborhood |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1115000000001 |
|---|---|
| Street Address | 21147 CARMEL VALLEY DR |
| City | KATY |
| State | TX |
| Zip | 77449-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 5 SETTLERS VILLAGE SEC 1 R/P |
| Legal Subdivision | SETTLERS VILLAGE SEC 1 R/P |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 542203 |
21147 Carmel Valley Dr is owned by two individuals who bought it in April 2026.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2416 YORKTOWN ST, 466, HOUSTON, TX 77056-4564 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Aug 24, 2021 | Vendor's Lien, Transfer · Conventional Mortgage C & T MORTGAGE INC |
| Feb 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 22, 2017 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Sep 6, 2024 |
| Deed Document Number | 2026123903 |
| Prior Transfer Date | Aug 20, 2021 |
| Prior Transfer Doc | 2021481837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 1, 2026 |
| Property Address | 21147 CARMEL VALLEY DR, KATY, TX 77449-4106 |
| Document Number | 0000123903 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026123903 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000123904, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026123904 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 24, 2021 |
| Property Address | 21147 CARMEL VALLEY DR, KATY, TX 77449-4106 |
| Document Number | 2021481837 |
| Map Reference | VOL 272 PG 83 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-481837 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21147 CARMEL VALLEY DR, KATY, TX 77449-4106 |
| Document Number | 2021481838 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-481838 |
| Name | C & T MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 21147 CARMEL VALLEY DR, KATY, TX 77449-4106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21147 CARMEL VALLEY DR, KATY, TX 77449-4106 |
| Document Number | 2021077551 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-077551 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 22, 2017 |
| Property Address | 21147 CARMEL VALLEY DR, KATY, TX 77449-4106 |
| Document Number | 0000418019 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 418019 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2017 |
| Title Company | FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21147 CARMEL VALLEY DR KATY TX 774494106, KATY, TX 77449-4106 |
| Document Number | 418020 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 418020 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
The 2025 property tax bill for 21147 Carmel Valley Dr was $5,859, up 130.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,761 (-3.49%) Land $50,604 Building $180,157 | $230,761 (-3.49%) Land $50,604 Building $180,157 | |
| 2025 | $5,859.00 (+130.4%) | $239,108 Land $50,604 Building $188,504 | $239,108 Land $50,604 Building $188,504 |
| 2024 | $2,543.00 | ||
| 2023 | $246,304 Land $50,604 Building $195,700 | $246,304 Land $50,604 Building $195,700 | |
| 2022 | $570.00 | ||
| 2020 | $992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21147 Carmel Valley Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21147 Carmel Valley Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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