2114 Windward Pass, Lakeland, FL 33813 Property Records

Polk County property record for 2114 Windward Pass, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1993
Lot Size	0.158 acres (6,869 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jan 2025)
Tax Bill	$3,852 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-05-274711-000011`

Property Details

APN / Parcel Number

Primary APN	`24-29-05-274711-000011`
Alternative APNs	`052924274711000011` `52924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,869 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Porch	Florida Room
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2114 WINDWARD PASS
City	LAKELAND
State	FL
Zip	33813-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WATERVIEW SUB PB 80 PGS 7 & 8 LOT 1 LESS W 2 FT
Legal Range	24E
Legal Township	29S
Legal Section	05
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Tract	274711
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2002
Census Tract	10603

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4929 SHERYL ST, LAKELAND, FL 33813-2344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2025	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage MICAH ETUX
Mar 15, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2021	Quit Claim Deed, Transfer · Balloon Mortgage IVAN GOULD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025 · Amount on Record
Deed Sale	Jan 10, 2025 · Amount on Record
Prior Sale	Mar 15, 2024 · Amount on Record
Deed Document Number	20258073
Deed Book / Page	13398 / 1301
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000258768
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 10, 2025
Property Address	2114 WINDWARD PASS, LAKELAND, FL 33813-1336
Document Number	0000008073
Book / Page	13398 / 1301
Map Reference	MB 80 PG 7
Instrument Date	Jan 8, 2025
Instrument	2025008073
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2025
Title Company	EMPORA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	568 SPRING OAK DR, WEST CHESTER, PA 19382-1757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4929 SHERYL ST, LAKELAND, FL 33813-2344

Mortgage

Document Number	0133981305
Date	Jan 10, 2025
Instrument	13398/1305

Lender

Name	MICAH ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000008075
Date	Jan 10, 2025
Book Page	13398/1314
Instrument	2025008075

Lender

Name	JUST DREAM BIG HOMES LLC
Type	Non-Lending Institution
Address	WEST CHESTER, PA 19382

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 15, 2024
Property Address	2114 WINDWARD PASS, LAKELAND, FL 33813-1336
Document Number	0000061433
Book / Page	13043 / 583
Map Reference	MB 80 PG 7&8
Instrument Date	Mar 11, 2024
Instrument	2024061433
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,098.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 WINDWARD PASS, LAKELAND, FL 33813-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 SPRING OAK DR, WEST CHESTER, PA 19382-1757

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 30, 2023
Property Address	2114 WINDWARD PASS, LAKELAND, FL 33813-1336
Document Number	0000073022
Book / Page	12633 / 1683
Map Reference	MB 80 PG 7&8
Instrument Date	Mar 22, 2023
Instrument	2023073022
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 WINDWARD PASS, LAKELAND, FL 33813-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 WINDWARD PASS, LAKELAND, FL 33813-1336

Mortgage

Document Number	0126331689
Date	Mar 30, 2023
Instrument	12633/1689

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 4, 2021
Property Address	2114 WINDWARD PASS, LAKELAND, FL 33813-1336
Document Number	0000258768
Book / Page	11922 / 1658
Map Reference	MB 80 PG 7&8
Instrument Date	Sep 14, 2021
Instrument	2021258768
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 ATHENS ST, 1605, LAKELAND, FL 33803-3417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 WINDWARD PASS, LAKELAND, FL 33813-1336

Mortgage

Document Number	0119221660
Date	Oct 4, 2021
Instrument	11922/1660

Lender

Name	IVAN GOULD
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,368 (+5.54%) Land $33,000 Building $192,368	$225,368 (+5.54%) Land $33,000 Building $192,368
2025	$3,852.00 (+152.26%) Homeowner's exemption	$213,537 (+68.97%) Land $33,000 Building $180,537	$213,537 (-3.59%) Land $33,000 Building $180,537
2023	$1,527.00 (+3.67%)	$126,376 (+3%)	$221,491 (+0.7%) Land $32,000 Building $189,491
2022	$1,473.00 Homeowner's exemption	$122,695	$219,945 Land $30,000 Building $189,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (2002–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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