2114 Waddy Rd, Waddy, KY 40076 Property Records

Shelby County property record for 2114 Waddy Rd, Waddy, KY 40076

Property Summary

Property Type	Single Family Home
Details	1,545 sqft
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2021)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092-00-004`

Property Details

APN / Parcel Number

Primary APN	`092-00-004`
Alternative APN	`0054057`

Interior

Stories	1 Story
Building Area	1,545 sqft Living Area
Basement Area	1,545 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	792 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	0054057
Street Address	2114 WADDY RD
City	WADDY
State	KY
Zip	40076-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2114 WADDY ROAD/HWY 395
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	2
Census Block	2051
Census Tract	40101

Owner

2114 Waddy Rd is owned and occupied by an individual who bought it in June 2021.

Source: Shelby County records, as of February 13, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2114 WADDY RD, WADDY, KY 40076-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Deed Document Number	474059
Deed Book / Page	D0684 / 167
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Jun 22, 2021
Property Address	2114 WADDY RD, WADDY, KY 40076-5026
Document Number	D0684/167
Book / Page	D0684 / 167
Instrument Date	Jun 18, 2021
Instrument	474059
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	NOT AVAILABLE, NJS TITLES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 44, WADDY, KY 40076-0044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2114 WADDY RD, WADDY, KY 40076-5026

Mortgage

Document Number	474060
Date	Jun 22, 2021
Instrument	474060

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2114 Waddy Rd was $3,081 with a disabled person's exemption.

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,081.00 Disabled Person's exemption	$270,000	$270,000
2023	$3,154.00 Disabled Person's exemption	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2114 Waddy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Waddy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waddy Rd

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