2114 Rominger Rd, Banner Elk, NC 28604 Property Records

Watauga County property record for 2114 Rominger Rd, Banner Elk, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 720 sqft · built 2004
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$698 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1960-88-4658-000

Property Details

APN / Parcel Number

Primary APN1960-88-4658-000
Alternative APN
  • 1572758

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area130,680 sqft (3 acres)

Exterior Amenities

PorchPorch
Porch Area30 sqft
Patio Area288 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1572758
Street Address2114 ROMINGER RD
CityBANNER ELK
StateNC
Zip28604-8321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1122
JurisdictionWATAUGA NC
Township / Civil DivisionSHAWNEEHAW
Census Block Group5
Census Block5014
Census Tract920900

Owner

2114 Rominger Rd is owned and occupied by two individuals.

Source: Watauga County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2114 ROMINGER RD, BANNER ELK, NC 28604-8321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address2114 ROMINGER RD, BANNER ELK, NC 28604-8321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2114 ROMINGER RD, BANNER ELK, NC 28604-8321

Mortgage

Document Number0021460490
DateDec 1, 2020
Book Page2146/490
Instrument699040
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressBOONE, NC 28607
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term177 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2114 Rominger Rd was $698.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,500 (-) Land $46,100 Building $112,400
2025$698.00$158,500 Land $46,100 Building $112,400
2024$158,500 Land $46,100 Building $112,400
2023$158,500 Land $46,100 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2114 Rominger Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims16 (1994–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 11 claims
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Rominger Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rominger Rd

Nearby Streets

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