2114 Richfield Cove Dr, Ocoee, FL 34761 Property Records

Orange County property record for 2114 Richfield Cove Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1991
Lot Size	0.185 acres (8,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2020)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-28-7401-00-480`

Property Details

APN / Parcel Number

Primary APN	`15-22-28-7401-00-480`
Alternative APNs	`282215740100480` `239522` `244361` `248933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	1,528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,065 sqft (0.185 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2114 RICHFIELD COVE DR
City	OCOEE
State	FL
Zip	34761-8634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RICHFIELD 25/102 LOT 48
Legal Range	28E
Legal Township	22S
Legal Section	15
Legal Subdivision	RICHFIELD
Legal Tract	7401
Legal Lot Number	48
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2022
Census Tract	15005

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2114 RICHFIELD COVE DR, OCOEE, FL 34761-8634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Warranty Deed, Transfer EXCELERATE CAP
Nov 28, 2017	Warranty Deed, Transfer · Conventional with PMI FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	2020326199
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 11, 2020
Property Address	2114 RICHFIELD COVE DR, OCOEE, FL 34761-8634
Document Number	0000326199
Instrument Date	Jun 2, 2020
Instrument	326199
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2114 RICHFIELD COVE DR OCOEE FL 347618634, OCOEE, FL 34761-8634

Mortgage

Document Number	326200
Date	Jun 11, 2020
Instrument	326200

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 28, 2017
Property Address	2114 RICHFIELD COVE DR, OCOEE, FL 34761-8634
Document Number	0000645177
Instrument Date	Nov 20, 2017
Instrument	645177
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 RICHFIELD COVE DR OCOEE FL 347618634, OCOEE, FL 34761-8634

Mortgage

Document Number	645178
Date	Nov 28, 2017
Instrument	645178

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,491 (+2.7%)	$281,310 (-1.31%) Land $77,000 Building $204,310
2025	$3,765.00 (+8.03%) Homeowner's exemption	$226,379 (+5.99%)	$285,040 (+12.4%) Land $77,000 Building $208,040
2024	$3,485.00 (+3.47%)
2023	$3,368.00 (+3.41%) Homeowner's exemption	$213,591 (+3%)	$253,596 (+12.96%) Land $70,000 Building $183,596
2022	$3,257.00 Homeowner's exemption	$207,370	$224,507 Land $70,000 Building $154,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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