2114 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 2114 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 3,726 sqft · built 2003
Lot Size0.368 acres (16,030 sqft)
OwnerCompany Name on File
Last Sale$1,050,000 (Jun 2021)
Tax Bill$5,768 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2021 Sale
Flood ZoneZone X (moderate risk)
APN6314.15.63.6996000

Property Details

APN / Parcel Number

Primary APN6314.15.63.6996000
Alternative APNs
  • 546923
  • 73312

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories3 Stories
Building Area3,726 sqft Heated Area
Gross Area2,021 sqft
Utility Area60 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,030 sqft (0.368 acres)
Lot Dimensions214 ft deep x 75 ft wide

Exterior Amenities

Pool Area242 sqft
PorchSlab
Deck Area30 sqft
Patio Area590 sqft
Utility Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number73312
Street Address2114 OCEAN DR
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL22 B11 ISLAND SHORE
Legal SubdivisionISLAND SHORE
Legal Block63
Legal Lot Number22
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1091
Census Tract970903

Owner

2114 Ocean Dr is owned by a company that bought it in June 2021.

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1010 TAYWOOD WAY, APEX, NC 27502-5795
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · ARM
RAYMOND JAMES BANK NA
Jun 7, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2021 · Amount on File
Deed SaleJun 7, 2021 · Amount on File
Prior SaleJul 21, 2004 · Amount on File
Deed Document Number20211725176
Deed Book / Page1725 / 176
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address2114 OCEAN DR, EMERALD ISLE, NC 28594
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017460110
DateNov 12, 2021
Book Page1746/110
Instrument1746110
Lender
NameRAYMOND JAMES BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2028
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate7.75%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 7, 2021
Property Address2114 OCEAN DR, EMERALD ISLE, NC 28594
Document Number0017250176
Book / Page1725 / 176
Map ReferenceMB 14 PG 98
Instrument DateMar 8, 2021
Instrument1725176
Transaction TypeTransfer
Record UpdatedJun 21, 2021

Transaction

AmountAmount on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5126 LONG GREEN RD, 5126, GLEN ARM, MD 21057-9718

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 JAYWOOD WAY, GLEN ARM, MD 21057

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,616,829 (-) Land $620,334 Building $996,495$1,616,829 (-) Land $620,334 Building $996,495
2025$5,768.00 (+32.45%)$1,616,829 (+92.41%) Land $620,334 Building $996,495$1,616,829 (+92.41%) Land $620,334 Building $996,495
2023$840,316 Land $287,010 Building $553,306$840,316 Land $287,010 Building $553,306
2022$4,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2114 Ocean Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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