2114 Horeb Ave, Zion, IL 60099 Property Records

Lake County property record for 2114 Horeb Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,015 sqft · built 1961
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Feb 2022)
Tax Bill	$5,640 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-204-015`

Property Details

APN / Parcel Number

Primary APN	`04-20-204-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,148 sqft (0.164 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	171 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2114 HOREB AVE
City	ZION
State	IL
Zip	60099-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURATORI S RESUB LOT 16
Legal Subdivision	MURATORI S RESUB
Legal Block	11
Legal Lot Number	16
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2018
Census Tract	860301

Owner

Source: Lake County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2114 HOREB AVE, ZION, IL 60099-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 15, 2022	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Jul 21, 2021	Warranty Deed, Construction Loan · Construction Mortgage CONSTRUCTIVE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20227874235
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Sep 25, 2026
Property Address	2114 HOREB AVE, ZION, IL 60099-2103
Document Number	0008197047
Instrument Date	Sep 16, 2026
Instrument	20268197047
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 HOREB AVE, ZION, IL 60099-2103

Mortgage

Document Number	0008197047,
Date	Sep 25, 2026
Instrument	20268197047

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Dec 1, 2051

Interest

Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 15, 2022
Property Address	2114 HOREB AVE, ZION, IL 60099-2103
Document Number	0007874235
Map Reference	DOC 667061
Instrument Date	Nov 20, 2021
Instrument	7874235
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 HOREB AVE, 2114, ZION, IL 60099-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 HOREB AVE, ZION, IL 60099-2103

Mortgage

Document Number	0007874236
Date	Feb 15, 2022
Instrument	7874236

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 21, 2021
Property Address	2114 HOREB AVE, ZION, IL 60099-2103
Document Number	0007810123
Map Reference	DOC 667061
Instrument Date	Jun 10, 2021
Instrument	7810123
Transaction Type	Construction Loan
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 KYLEMORE DR, DES PLAINES, IL 60016-8718

Mortgage

Document Number	0007810124
Date	Jul 21, 2021
Instrument	7810124

Lender

Name	CONSTRUCTIVE LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,315 (+29.49%) Land $8,666 Building $42,649	$153,961 (+29.49%) Land $26,001 Building $127,960
2024	$5,640.00 (+21.11%)
2023	$4,657.00 (+23.07%)	$39,630 (+21.63%) Land $6,693 Building $32,937	$118,902 (+21.63%) Land $20,081 Building $98,821
2022	$3,784.00	$32,582 Land $5,509 Building $27,073	$97,756 Land $16,529 Building $81,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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