2114 Edgewater Cir, Winter Haven, FL 33880 Property Records

Polk County property record for 2114 Edgewater Cir, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,733 sqft · built 2017
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Aug 2022)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Aug 2022 Sale May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-658210-000240`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-658210-000240`
Alternative APNs	`332826658210000240` `32826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,733 sqft Living Area
Gross Area	3,233 sqft
1st Floor Area	2,733 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,935 sqft (0.274 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	500 sqft
Porch	Finished/Open Porch
Porch Area	314 sqft

Location & Zoning

Street Address	2114 EDGEWATER CIR
City	WINTER HAVEN
State	FL
Zip	33880-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER MANOR PB 68 PG 50 LOT 24
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	EDGEWATER MANOR
Legal Tract	658210
Legal Block	2
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2059
Census Tract	14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2114 EDGEWATER CIR, WINTER HAVEN, FL 33880-4646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI FBC MTG
Aug 1, 2019	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
Nov 8, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	2022235464
Deed Book / Page	12398 / 1347
Prior Transfer Date	Sep 23, 2016
Prior Transfer Doc	0000174401
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2022
Property Address	2114 EDGEWATER CIR, WINTER HAVEN, FL 33880-4646
Document Number	0000235464
Book / Page	12398 / 1347
Map Reference	MB 68 PG 50
Instrument Date	Aug 22, 2022
Instrument	2022235464
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC

Transaction

Amount	Amount Recorded
Tax	$3,283.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17822 OVERLAND FOREST DR, 17822, CORNELIUS, NC 28031-5769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 EDGEWATER CIR, WINTER HAVEN, FL 33880-4646

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2114 EDGEWATER CIR, WINTER HAVEN, FL 33880-4646
Document Number	0112301088
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2114 EDGEWATER CIR WINTER HAVEN FL 338804646, WINTER HAVEN, FL 33880-4646

Mortgage

Document Number	0112301088
Date	May 11, 2020
Book Page	011230/001088
Instrument	94590

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 1, 2019
Property Address	2114 EDGEWATER CIR, WINTER HAVEN, FL 33880-4646
Document Number	0109262298
Book / Page	010926 / 002298
Instrument Date	Jul 29, 2019
Instrument	161699
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2114 EDGEWATER CIR WINTER HAVEN FL 338804646, WINTER HAVEN, FL 33880-4646

Mortgage

Document Number	109262300
Date	Aug 1, 2019
Book Page	010926/002300
Instrument	161700

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 8, 2017
Property Address	2114 EDGEWATER CIR, WINTER HAVEN, FL 33880-4646
Document Number	0103081995
Book / Page	010308 / 001995
Instrument Date	Oct 27, 2017
Instrument	214344
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2114 EDGEWATER CIR WINTER HAVEN FL 338804646, WINTER HAVEN, FL 33880-4646

Mortgage

Document Number	103081996
Date	Nov 8, 2017
Book Page	010308/001996
Instrument	214345

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,549 (+2.7%)	$331,140 (-2.42%) Land $39,000 Building $292,140
2025	$3,237.00 (-12.49%) Homeowner's exemption	$289,726 (+5.99%)	$339,362 (-12.34%) Land $39,000 Building $300,362
2023	$3,699.00 (+17.65%) Homeowner's exemption	$273,360 (+19.03%)	$387,156 (+11.77%) Land $38,000 Building $349,156
2022	$3,144.00 Homeowner's exemption	$229,661	$346,387 Land $32,000 Building $314,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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