2114 E Finch St, Ozark, MO 65721 Property Records

Christian County property record for 2114 E Finch St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,731 sqft · built 2006
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Last Sale	$367,080 (Feb 2026)
Tax Bill	$2,661 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0.7-25-4-3-1`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-25-4-3-1`
Alternative APN	`11-0.7-25-004-003-001.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,731 sqft Living Area
1st Floor Area	1,731 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	10,080 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2114 E FINCH ST
City	OZARK
State	MO
Zip	65721-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 KNOLL RIDGE PH 2
Legal Range	21W
Legal Township	27N
Legal Section	25
Legal Subdivision	KNOLL RIDGE PH 2
Legal Phase	2
Legal Lot Number	86
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	4
Census Block	4038
Census Tract	20302

Owner

Source: Christian County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1481, OZARK, MO 65721-1481
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
May 25, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	20262311
Deed Book / Page	2026 / 2275
Prior Transfer Date	Dec 9, 2014
Prior Transfer Doc	0201413798
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 27, 2026
Property Address	2114 E FINCH ST, OZARK, MO 65721-7817
Document Number	0202602275
Book / Page	2026 / 2275
Instrument Date	Feb 27, 2026
Instrument	2026L02311
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1481, OZACK, MO 65751

Mortgage

Document Number	2026L02312
Date	Feb 27, 2026
Instrument	2026L02312

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 25, 2022
Property Address	2114 E FINCH ST, OZARK, MO 65721-7817
Document Number	0202207740
Book / Page	2022 / 7740
Instrument Date	May 24, 2022
Instrument	2022L07824
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	LEGACY LAND TITLE, LEGAL LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 E FINCH ST, OZARK, MO 65721-7817

Mortgage

Document Number	2022L07825
Date	May 25, 2022
Instrument	2022L07825

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,320 (+6.59%)	$238,500 (+6.57%) Land $32,500 Building $206,000
2024	$2,661.00
2023		$42,520 (+2.04%)	$223,800 (+2.05%) Land $32,500 Building $191,300
2022		$41,670
2021			$219,300 Land $28,000 Building $191,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: WON Communications.

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