2114 Deer Rd, Point Roberts, WA 98281 Property Records

Whatcom County property record for 2114 Deer Rd, Point Roberts, WA 98281

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2006
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Jul 2015)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`521980`

Property Details

APN / Parcel Number

Primary APN	`521980`
Alternative APNs	`405302 452255 0000` `153454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	521980
Street Address	2114 DEER RD
City	POINT ROBERTS
State	WA
Zip	98281-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TZ
Legal Description	DEER PARK DIV NO 2 LOT 4 BLK 1
Legal Range	53
Legal Township	40
Legal Section	02
Legal Subdivision	DEER PARK DIV NO 2
Legal Block	1
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	POINT ROBERTS
Census Block Group	1
Census Block	1013
Census Tract	11000

Owner

2114 Deer Rd is owned by an individual who bought it in July 2015.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7256 OBSIDIAN LN, CO
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2015 · Amount on File
Deed Sale	Jul 2, 2015 · Amount on File
Prior Sale	Feb 23, 2010 · Amount on File
Deed Document Number	2150700323
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2114 DEER RD, POINT ROBERTS, WA 98281-8813
Document Number	2200503510
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2114 DEER RD POINT ROBERTS WA 982818813, POINT ROBERTS, WA 98281-8813

Mortgage

Document Number	2200503510
Date	May 29, 2020
Instrument	503510

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2114 Deer Rd was $3,632.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00	$474,249 Land $103,403 Building $370,846	$474,249 Land $103,403 Building $370,846
2022		$420,304 Land $85,000 Building $335,304	$420,304 Land $85,000 Building $335,304
2021	$3,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2114 Deer Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 units insured incl. 32 condo units
Nearby Flood Claims	3 (2006–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Deer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Whidbey Telephone DSL · Fiber in parts of the area	25 / 3

May also be available: T-Mobile.

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