2114 Concours Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 2114 Concours Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,596 sqft · built 1985
Lot Size	0.6 acres (26,153 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Nov 1995)
Tax Bill	$5,652 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-111-04-00`

Property Details

APN / Parcel Number

Primary APN	`518-111-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Lot Area	26,153 sqft (0.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2114 CONCOURS CT
City	EL CAJON
State	CA
Zip	92019-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 163 UND INT IN LOTS 75&77&80&389&ALL TR 009231
Legal Subdivision	COUNTY OF SAN DIEGO TRACT 3584-1
Legal Tract	009231
Legal Block	3
Legal Lot Number	75,77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	13604

Owner

2114 Concours Ct is owned and occupied by two individuals who acquired it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2114 CONCOURS CT, EL CAJON, CA 92019-4145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit POINT LOMA CU
Dec 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1995 · Amount on File
Deed Sale	Nov 30, 1995 · Amount on File
Prior Sale	Jul 16, 1991 · Amount on File
Deed Document Number	1995542539
Last Transfer Date	Dec 11, 2019
Transfer Doc	0000593221
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2114 CONCOURS CT, EL CAJON, CA 92019-4145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298611
Date	Jul 23, 2018
Instrument	2018-0298611

Lender

Name	POINT LOMA CU
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2019
Property Address	2114 CONCOURS CT, EL CAJON, CA 92019-4145
Document Number	0000593221
Map Reference	MAP 9231
Instrument Date	Dec 11, 2019
Instrument	2019-0593221
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2114 CONCOURS COURT, CARLSBAD, CA 92018

Mortgage

Document Number	0000593222
Date	Dec 18, 2019
Instrument	2019-0593222

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2114 Concours Ct was $5,652 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,221 (+2%) Land $162,514 Building $314,707
2025	$5,652.00 Homeowner's exemption	$467,865 Land $159,328 Building $308,537
2023	$5,530.00 (+1.69%) Homeowner's exemption	$449,699 Land $153,142 Building $296,557
2022	$5,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2114 Concours Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Concours Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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