2114 28th St Ct E, Palmetto, FL 34221 Property Records

Manatee County property record for 2114 28th St Ct E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 2004
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2019)
Tax Bill	$1,900 (2024)
Deeds & Mortgages	Jul 2018 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7746-0008-9`

Property Details

APN / Parcel Number

Primary APN	`7746-0008-9`
Alternative APNs	`341807774600089` `0774600089`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Deck Area	1,320 sqft
Patio Area	1,820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0774600089
Street Address	2114 28TH STREET CT E
City	PALMETTO
State	FL
Zip	34221-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	COM AT NW COR OF SEC 7, TWN 34S, RNG 18E; TH S 89 DEG 48 MIN 57 SEC E, ALG N LN OF SD SEC 7 A DIST OF 1500.0 FT; TH S 00 DEG 19 MIN 32 SEC W, A DIST OF 968.03 FT TO POB; TH CONT S
Legal Range	18E
Legal Township	34S
Legal Section	07
Legal Block	1011
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	3
Census Block	3012
Census Tract	1501

Owner

2114 28th St Ct E is owned and occupied by two individuals who bought it in January 2019.

Source: Manatee County records, as of August 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2114 28TH STREET CT E, PALMETTO, FL 34221-8958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jan 25, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Oct 9, 2003 · Amount on File
Deed Document Number	20197599
Deed Book / Page	2765 / 5149
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	0024447580
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2114 28TH STREET CT E, PALMETTO, FL 34221-8958
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041077706
Date	Jul 31, 2018
Book Page	2740/4776
Instrument	201841077706

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2114 28TH STREET CT E, PALMETTO, FL 34221-8958
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 28TH STREET CT E, PALMETTO, FL 34221-8958

Mortgage

Document Number	0041014669
Date	Feb 3, 2021
Instrument	202141014669

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 25, 2019
Property Address	2114 28TH STREET CT E, PALMETTO, FL 34221-8958
Document Number	0027655149
Book / Page	002765 / 005149
Instrument Date	Jan 23, 2019
Instrument	41007599
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2114 28TH STREET CT E PALMETTO FL 342218958, PALMETTO, FL 34221-8958

Mortgage

Document Number	27655151
Date	Jan 25, 2019
Book Page	002765/005151
Instrument	41007600

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,768	$262,440 Land $61,608 Building $200,832
2024	$1,900.00 (+2.32%)
2023	$1,857.00 (+3.51%) Homeowner's exemption	$155,460 (+3%)	$266,851 (-1.83%) Land $61,608 Building $205,243
2022	$1,794.00 Homeowner's exemption	$150,932	$271,817 Land $60,400 Building $211,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2114 28th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 28th St Ct E is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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