Lake County property record for 21130 N Tree Rd, Kildeer, IL 60047
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,080 sqft · built 1966 |
| Lot Size | 1.02 acres (44,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $541,000 (Jul 2019) |
| Tax Bill | $6,058 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-405-008 |
| Primary APN | 14-28-405-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 5,357 sqft |
| 1st Floor Area | 2,072 sqft |
| Upper Floors Area | 1,008 sqft |
| Basement Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 44,754 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|
| Street Address | 21130 N TREE RD |
|---|---|
| City | KILDEER |
| State | IL |
| Zip | 60047-9334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE VALLEY UNIT ONE LOT 34 |
| Legal Subdivision | PINE VALLEY UNIT ONE |
| Legal Lot Number | 34 |
| Legal Unit | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ELA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 864410 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 23, 2017 | Deed of Trust, Mortgage · ARM MIDWEST EQUITY MORTGAGE LLC |
| Aug 29, 2017 | Deed of Trust, Mortgage · ARM MIDWEST EQUITY MORTGAGE LLC |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jul 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on Record |
| Deed Sale | Jul 1, 2019 · Amount on Record |
| Prior Sale | Nov 7, 2014 · Amount on Record |
| Deed Document Number | 20197572969 |
| Prior Transfer Date | Jan 31, 1995 |
| Prior Transfer Doc | 0003658879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0007949248 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 7949248 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DUKANE TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0007366591 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 7366591 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007423610 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 7423610 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007644980 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 7644980 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007727072 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 7727072 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 1, 2019 |
| Property Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Document Number | 0007572969 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 7572969 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $541.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21130 N TREE RD, KILDEER, IL 60047-9334 |
| Document Number | 0007572970 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 7572970 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Ela Township |
| Municipality | Kildeer Village |
| Unified School District | Lake Zurich Community Unit School District 95 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,631 (+11.58%) Land $46,354 Building $140,277 | $559,949 (+11.58%) Land $139,076 Building $420,873 | |
| 2024 | $6,058.00 (-48.99%) | ||
| 2023 | $11,875.00 (+3.36%) | $167,256 (+2.78%) Land $41,541 Building $125,715 | $501,818 (+2.78%) Land $124,635 Building $377,183 |
| 2022 | $11,489.00 | $162,731 Land $42,346 Building $120,385 | $488,242 Land $127,051 Building $361,191 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ZURICH serves 19,759 people · EPA ID IL0970850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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