2113 Smith Farm Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2113 Smith Farm Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,426 sqft · built 2013
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,009 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3642-11-2561`

Property Details

APN / Parcel Number

Primary APN	`3642-11-2561`
Alternative APNs	`240445` `90554`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,426 sqft Living Area
Basement Area	2,379 sqft
Finished Basement	1,784 sqft
Unfinished Basement	595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Lot Area	92,347 sqft (2.12 acres)
Pool Area	648 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	240445
Street Address	2113 SMITH FARM RD
City	LINCOLNTON
State	NC
Zip	28092-0907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#2 & PT#1 EDNA CASH HEIRS
Legal Subdivision	FAMILY
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2042
Census Tract	70300

Owner

2113 Smith Farm Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2113 SMITH FARM RD, LINCOLNTON, NC 28092-0907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCO
Sep 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage DAVID L & JOANNE ROSS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2021
Transfer Doc	3094316
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Oct 12, 2021
Property Address	2113 SMITH FARM RD, LINCOLNTON, NC 28092-0907
Document Number	3094316
Book / Page	3094 / 316
Map Reference	MB 15 PG 429
Instrument Date	Oct 6, 2021
Instrument	640469
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3635 MACK BALLARD RD, 3635, MAIDEN, NC 28650-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 SMITH FARM RD, LINCOLNTON, NC 28092-0907

Mortgage

Document Number	640470
Date	Oct 12, 2021
Instrument	640470

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2113 SMITH FARM RD, LINCOLNTON, NC 28092-0907
Document Number	2791452
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2113 SMITH FARM RD LINCOLNTON NC 280920907, LINCOLNTON, NC 28092-0907

Mortgage

Document Number	2791452
Date	Jan 11, 2019
Book Page	002791/000452
Instrument	587588

Lender

Name	DAVID L & JOANNE ROSS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 10, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 2113 Smith Farm Rd was $5,009.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,009.00	$780,404 (-) Land $33,734 Building $746,670	$780,404 (-) Land $33,734 Building $746,670
2025	$5,009.00	$780,404 Land $33,734 Building $746,670	$780,404 Land $33,734 Building $746,670
2023	$4,603.00	$718,544 Land $33,734 Building $684,810	$718,544 Land $33,734 Building $684,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2113 Smith Farm Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2113 Smith Farm Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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