Kenton County property record for 2113 Russell St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,292 sqft · built 1925 |
| Lot Size | 0.049 acres (2,123 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,250 (Feb 2022) |
| Tax Bill | $1,947 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-02-022.00 |
| Primary APN | 055-23-02-022.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,292 sqft Finished Area |
| Gross Area | 1,387 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,123 sqft (0.049 acres) |
| Lot Dimensions | 75 ft deep x 28.3 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2113 RUSSELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOOAR DANIEL PT LOTS 13-14 28.3'X 75' WS RUSSELL |
| Legal Subdivision | MOOAR DANIEL |
| Legal Lot Number | 13,14 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Feb 16, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jun 23, 2021 | Warranty Deed, Transfer AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2021 · Amount on Record |
| Deed Document Number | 2022255 |
| Deed Book / Page | 148 / 623 |
| Prior Transfer Date | Apr 15, 2010 |
| Prior Transfer Doc | 0005900228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Document Number | 0005900034 |
|---|---|
| Date | Nov 25, 2024 |
| Book Page | KCM 604/96 |
| Instrument | 24112505900034 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 15, 2026 |
| Property Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Document Number | 0000012471 |
| Book / Page | 446 / 147 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 202612471 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Document Number | 0000012471, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 446/147 |
| Instrument | 202612471 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Mar 1, 2052 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 16, 2022 |
| Property Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Document Number | 0005900255 |
| Book / Page | 148 / 623 |
| Map Reference | PL 188 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 22021605900255 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1038 ANN ST, NEWPORT, KY 41071-1418 |
| Name | Verified Name |
|---|---|
| Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Document Number | 0005900256 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 22021605900256 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 23, 2021 |
| Property Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
| Document Number | 0005900027 |
| Book / Page | 99 / 643 |
| Map Reference | PL 188 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 21062305900027 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2113 RUSSELL ST, 2113, COVINGTON, KY 41014-1174 |
| Name | Verified Name |
|---|---|
| Address | 2113 RUSSELL ST, COVINGTON, KY 41014-1174 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,000 (-) Land $10,000 Building $137,000 | $147,000 (-) Land $10,000 Building $137,000 | |
| 2025 | $1,947.00 (-0.56%) | $147,000 (-) Land $5,000 Building $142,000 | $147,000 (-) Land $5,000 Building $142,000 |
| 2023 | $1,958.00 (+128.21%) | $147,000 (+126.15%) Land $5,000 Building $142,000 | $147,000 (+126.15%) Land $5,000 Building $142,000 |
| 2022 | $858.00 | $65,000 Land $5,000 Building $60,000 | $65,000 Land $5,000 Building $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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