2113 Ring St, Saginaw, MI 48638 Property Records

Saginaw County property record for 2113 Ring St, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,436 sqft · built 1912
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,000 (Jan 2001)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2003 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-90-1-01-7000-000`

Property Details

APN / Parcel Number

Primary APN	`91-90-1-01-7000-000`
Alternative APN	`19 1017 00000`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	156 ft deep x 111 ft wide
Garage Area	2,164 sqft
Parking Spaces	8 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2113 RING ST
City	SAGINAW
State	MI
Zip	48638-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF THE NW ? OF SECTION 34, T12N, R4E, CITY OF SAGINAW, SAGINAW COUNTY, MICHIGAN, ALSO BEING PART OF LOT 4, BLK 15
Legal Range	04E
Legal Township	12N
Legal Section	34
Legal Subdivision	SAGINAW IMPROVEMENT COMPANY?S ADD
Legal Block	15
Legal Lot Number	100,3-5
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4012
Census Tract	1200

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2113 RING ST, SAGINAW, MI 48638-6643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 14, 2003	Deed of Trust, Mortgage CENTEX HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2001 · Amount on Record
Deed Sale	Jan 31, 2001 · Amount on Record
Prior Sale	Apr 1, 1998 · Amount on Record
Deed Book / Page	2196 / 650
Prior Transfer Date	May 25, 1983
Prior Transfer Doc	1624002056
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 19, 2026
Property Address	2113 RING ST, SAGINAW, MI 48638-6643
Document Number	0000005675
Map Reference	LB 2 PG 20
Instrument Date	Mar 18, 2026
Instrument	2026005675
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 RING ST, SAGINAW, MI 48638-6643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 RING ST, SAGINAW, MI 48638-6643

April 2003: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2113 RING ST, SAGINAW, MI 48638-6643
Document Number	0000001524
Instrument Date	Apr 14, 2003
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	GUARANTEE TITLE AND TRUST INC, GUARANTEE TITLE & TRUST INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2113 RING ST SAGINAW MI 486386643, SAGINAW, MI 48638-6643

Mortgage

Document Number	0000001524
Date	Jan 23, 2020
Instrument	1524

Lender

Name	CENTEX HM EQUITY
Type	Funding / Finance Company
Address	DALLAS, TX 75201-1516

Agreement

Amount	Amount Recorded
Term	156 Months
Due	Jan 22, 2033

Interest

Rate Type	Adjustable Rate
Rate	9.2%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,900 (+17.17%)	$107,800 (+17.17%)
2025	$1,957.00 (+10.32%) Homeowner's exemption	$46,000 (+25.34%)	$92,000 (+25.34%)
2023		$36,700	$73,400
2022	$1,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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