2113 Rachel Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 2113 Rachel Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,748 sqft · built 1979
Lot Size0.282 acres (12,300 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Jul 2015)
Tax Bill$5,590 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN283-0151-022-0000

Property Details

APN / Parcel Number

Primary APN283-0151-022-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,748 sqft Living Area
1st Floor Area1,748 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleH-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialOther
Lot Area12,300 sqft (0.282 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2113 RACHEL WAY
CityCARMICHAEL
StateCA
Zip95608-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionPARCEL MAP, LOT D
Legal SubdivisionPARCEL MAP
Legal Lot NumberD
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1009
Census Tract7702

Owner

2113 Rachel Way is owned and occupied by two individuals who acquired it in November 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Line of Credit
GTE FCU
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 20, 2020Deed of Trust, Mortgage · Conventional with PMI
HOME PT FIN'L
Nov 15, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2015 · Amount on File
Deed SaleJul 17, 2015 · Amount on File
Prior SaleJul 24, 1998 · Amount on File
Deed Book / Page20150717 / 1197
Last Transfer DateNov 9, 2017
Transfer Doc11150000001069
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034

Mortgage

Document Number0000000701
DateAug 27, 2021
Instrument2021082700701
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034

Mortgage

Document Number0000000828
DateMar 19, 2021
Instrument202103190828
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034

Mortgage

Document Number3190000000828
DateMar 19, 2021
Book Page20210319/828
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034
Document Number2005260892
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2113 RACHEL WAY CARMICHAEL CA 956085034, CARMICHAEL, CA 95608-5034

Mortgage

Document Number2005260892
DateMay 26, 2020
Instrument2005260892
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 25, 2050

November 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateNov 15, 2017
Property Address2113 RACHEL WAY, CARMICHAEL, CA 95608-5034
Document Number1711151069
Instrument DateNov 8, 2017
Instrument1711151069
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2113 RACHEL WAY CARMICHAEL CA 956085034, CARMICHAEL, CA 95608-5034

Mortgage

Document Number1711151070
DateNov 15, 2017
Instrument1711151070
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2113 Rachel Way was $5,590, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$470,907 (+2%) Land $141,271 Building $329,636
2025$5,590.00 (+2.16%)$461,674 Land $138,501 Building $323,173
2024$5,472.00 (+1.62%)
2023$5,385.00 (+2.03%)$443,749 Land $133,124 Building $310,625
2022$5,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2113 Rachel Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2113 Rachel Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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