2113 Hawthorne Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2113 Hawthorne Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1939
Lot Size	0.455 acres (19,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`8913-36-227-024`

Property Details

APN / Parcel Number

Primary APN	`8913-36-227-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	120 ft deep x 165 ft wide
Garage Type	Detached
Garage Area	1,520 sqft
Parking Spaces	6 Parking Spaces
Patio Area	351 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2113 HAWTHORNE AVE
City	WATERLOO
State	IA
Zip	50702-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROOFFS ADDITON LOTS 16 THRU 19 AND LOT 52 AND AND LOT 53
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	ROOFFS ADDITON
Legal Lot Number	16-19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2055
Census Tract	900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2113 HAWTHORNE AVE, WATERLOO, IA 50702-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 6, 2023
Transfer Doc	0000012631
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 22, 2026
Property Address	2113 HAWTHORNE AVE, WATERLOO, IA 50702-1902
Document Number	0000009194
Instrument Date	Jun 16, 2026
Instrument	20269194
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 HAWTHORNE AVE, WATERLOO, IA 50702-1902
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009194,
Date	Jun 22, 2026
Instrument	20269194

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2113 HAWTHORNE AVE, WATERLOO, IA 50702-1902
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00011448
Date	Jan 5, 2018
Instrument	2018-00011448

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (+0.24%)	$120,800 (+6.55%) Land $18,810 Building $101,990	$120,800 (+6.55%) Land $18,810 Building $101,990
2024	$2,460.00 (+4.06%)
2023		$113,370 (-2.73%) Land $18,810 Building $94,560	$113,370 (-2.73%) Land $18,810 Building $94,560
2022	$2,364.00 Homeowner's exemption	$116,550 Land $18,810 Building $97,740
2021			$116,550 Land $18,810 Building $97,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Waterloo Fiber.

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