2113 Clayton Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2113 Clayton Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 2018
Lot Size	0.287 acres (12,515 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2026)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0500-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0500-0080`
Alternative APNs	`00482196` `482196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,851 sqft
1st Floor Area	1,346 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,515 sqft (0.287 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	85 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00482196
Street Address	2113 CLAYTON AVE
City	SPRING HILL
State	FL
Zip	34609-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 500 LOT 8
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	500
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2055
Census Tract	41106

Owner

2113 Clayton Ave is owned and occupied by an individual who bought it in May 2026.

Source: Hernando County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2026	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
May 13, 2026	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Aug 22, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2018	Warranty Deed, Transfer CHELSEA TITLE/THE NATURE COAST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Aug 22, 2018 · Amount on File
Deed Document Number	202632083
Deed Book / Page	4708 / 43
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	0030451390
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823

Mortgage

Document Number	0042450966
Date	Dec 2, 2022
Book Page	4245/966
Instrument	2022085247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 13, 2026
Property Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823
Document Number	0000032083
Book / Page	4708 / 43
Instrument Date	May 11, 2026
Instrument	202632083
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TIME TO CLOSE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823

Mortgage

Document Number	0000032084,
Date	May 13, 2026
Instrument	202632084

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 13, 2026
Property Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823
Document Number	0047080043
Book / Page	4708 / 43
Instrument Date	May 11, 2026
Instrument	202632083
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	E TITLE LLC, TIME TO CLOSE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823

Mortgage

Document Number	0000032084,
Date	May 13, 2026
Instrument	202632084

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 22, 2018
Property Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823
Document Number	0036151311
Book / Page	3615 / 1311
Map Reference	MB8 PG38-53
Instrument Date	Aug 17, 2018
Instrument	2018050865
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	GULF COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12060 STAR RD, 12060, BROOKSVILLE, FL 34613-4782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823

Mortgage

Document Number	2018050866
Date	Aug 22, 2018
Instrument	2018050866

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 23, 2018
Property Address	2113 CLAYTON AVE, SPRING HILL, FL 34609-3823
Document Number	0035451527
Book / Page	003545 / 001527
Instrument Date	Jan 17, 2018
Instrument	4120
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	CHELSEA TITLE/THE NATURE COAST

Transaction

Amount	Amount on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12060 STAR RD BROOKSVILLE FL 346134782, BROOKSVILLE, FL 34613-4782

Tax Assessment & Valuation

The 2025 property tax bill for 2113 Clayton Ave was $2,147.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00	$156,597	$264,058 Land $52,563 Building $211,495
2023		$147,751 Land $147,751
2022	$1,643.00		$246,364 Land $36,294 Building $210,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2113 Clayton Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2113 Clayton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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