21129 Crealock Pl, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21129 Crealock Pl, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,581 sqft · built 1994
Lot Size0.237 acres (10,329 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Jul 2010)
Tax Bill$4,750 (2023)
Deeds & MortgagesJan 2022 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-693-36

Property Details

APN / Parcel Number

Primary APN001-693-36

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,581 sqft Heated Area
Gross Area3,077 sqft
1st Floor Area1,244 sqft
Upper Floors Area1,337 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,329 sqft (0.237 acres)
Garage Area456 sqft
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-693-36
Street Address21129 CREALOCK PL
CityCORNELIUS
StateNC
Zip28031-6225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL70 B2 M25-585
Legal SubdivisionBLUE STONE HARBOR
Legal Block2
Legal Lot Number70
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2016
Census Tract6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21129 CREALOCK PL, CORNELIUS, NC 28031-6225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Aug 17, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2010 · Amount on Record
Deed SaleJul 12, 2010 · Amount on Record
Prior SaleAug 23, 2005
Deed Document Number0025752754
Deed Book / Page25752 / 754
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21129 CREALOCK PL, CORNELIUS, NC 28031-6225
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006206
DateJan 12, 2022
Book Page36961/781
Instrument2022006206
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueNov 20, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21129 CREALOCK PL, CORNELIUS, NC 28031-6225
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112815
DateJun 9, 2021
Book Page36160/106
Instrument2021112815
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21129 CREALOCK PL, CORNELIUS, NC 28031-6225
Document Number0000111673
Instrument DateAug 17, 2018
Transaction TypeMortgage
Record UpdatedSep 26, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21129 CREALOCK PL CORNELIUS NC 280316225, CORNELIUS, NC 28031-6225

Mortgage

Document Number0000111673
DateSep 4, 2018
Book Page032950/000930
Instrument111673
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 3, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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