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21124 Cornelius St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21124 Cornelius St, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1951
Lot Size0.268 acres (11,699 sqft)
OwnerIndividual Name on File
Last Sale$119,500 (May 2002)
Tax Bill$2,439 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN003-202-04

Property Details

APN / Parcel Number

Primary APN003-202-04

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Heated Area
1st Floor Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,699 sqft (0.268 acres)
Deck Area170 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-202-04
Street Address21124 CORNELIUS ST
CityCORNELIUS
StateNC
Zip28031-8565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL3 BC M6-451
Legal SubdivisionBARKLEY PH 01 & 02 MAP 02 & 01
Legal BlockC
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2000
Census Tract6408

Owner

21124 Cornelius St is owned and occupied by an individual who bought it in May 2002.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address21124 CORNELIUS ST, CORNELIUS, NC 28031-8565
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · FHA Mortgage
LOAN ONE MORTGAGE CO INC
Sep 14, 2018Deed of Trust, Mortgage · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2002 · Amount on File
Deed SaleMay 23, 2002 · Amount on File
Prior SaleMay 19, 1998 · Amount on File
Deed Document Number0013616899
Deed Book / Page13616 / 0899
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21124 CORNELIUS ST, CORNELIUS, NC 28031-8565
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033316
DateFeb 22, 2021
Book Page35698/367
Instrument2021033316
Lender
NameLOAN ONE MORTGAGE CO INC
TypeMortgage Company
AddressCOLUMBUS, OH 43230
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term363 Months
DueMay 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21124 CORNELIUS ST, CORNELIUS, NC 28031-8565
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116892
DateSep 14, 2018
Book Page32976/282
Instrument2018116892
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Change Frequency5 Years
Min Rate At Change3.25%
Index5-Year CMT
Margin2
Max Rate9.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21124 Cornelius St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21124 Cornelius St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Windstream.

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