21123 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 21123 Keystone Rd, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1986
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2023)
Tax Bill	$2,494 (2026)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-020-0500`

Property Details

APN / Parcel Number

Primary APN	`07-020-0500`

Interior

Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Mixed
Garage Area	2,304 sqft
Parking Spaces	8 Parking Spaces
Shed	1 Shed

Location & Zoning

Street Address	21123 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE OF SW 20 39 26 40.00
Legal Range	26
Legal Township	39
Legal Section	20
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1024
Census Tract	970300

Owner

21123 Keystone Rd is owned and occupied by an individual who bought it in August 2023.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21123 KEYSTONE RD, MILACA, MN 56353-3167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Affidavit of Death of Joint Tenant, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Aug 17, 2023	Affidavit of Death of Joint Tenant, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Aug 17, 2023	Warranty Deed, Transfer COMPEER FINANCIAL FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Deed Document Number	2023437509
Record Updated	Oct 29, 2026

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MILLE LACS MN
Recording Date	Aug 17, 2023
Property Address	21123 KEYSTONE RD, MILACA, MN 56353-3167
Document Number	000A437508
Instrument Date	Aug 11, 2023
Instrument	A437508
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21123 KEYSTONE RD, MILACA, MN 56353-3167
Mail Care Of	JOSEPH M SANDERSON

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MILLE LACS MN
Recording Date	Aug 17, 2023
Property Address	21123 KEYSTONE RD, MILACA, MN 56353-3167
Document Number	000A437506
Instrument Date	Aug 11, 2023
Instrument	A437506
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21123 KEYSTONE RD, MILACA, MN 56353-3167

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 17, 2023
Property Address	21123 KEYSTONE RD, MILACA, MN 56353-3167
Document Number	000A437509
Instrument Date	Aug 11, 2023
Instrument	A437509
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21123 KEYSTONE RD, MILACA, MN 56353-3167

Mortgage

Document Number	000A437510
Date	Aug 17, 2023
Instrument	A437510

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 21123 Keystone Rd was $2,494, up 4.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,494.00 (+4.7%)	$338,900 (+0.06%) Land $147,000 Building $191,900	$338,900 (+0.06%) Land $147,000 Building $191,900
2025	$2,382.00 Homeowner's exemption	$338,700 Land $147,000 Building $191,700	$338,700 Land $147,000 Building $191,700
2023	$2,218.00	$296,500 Land $121,400 Building $175,100	$296,500 Land $121,400 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21123 Keystone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21123 Keystone Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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