2112 S 11th St, Los Banos, CA 93635 Property Records

Merced County property record for 2112 S 11th St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1985
Lot Size	0.162 acres (7,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-264-006-000`

Property Details

APN / Parcel Number

Primary APN	`083-264-006-000`
Alternative APN	`083-264-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Tile
Lot Area	7,049 sqft (0.162 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	083-264-006
Street Address	2112 S 11TH ST
City	LOS BANOS
State	CA
Zip	93635-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VIRGINIA EST LOT 47
Legal Subdivision	VIRGINIA ESTATE
Legal Lot Number	47
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1004
Census Tract	2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2112 S 11TH ST, LOS BANOS, CA 93635-5007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Apr 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2112 S 11TH ST, LOS BANOS, CA 93635-5007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 S 11TH ST, LOS BANOS, CA 93635-5007

Mortgage

Document Number	0000044169
Date	Nov 23, 2020
Instrument	2020044169

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2112 S 11TH ST, LOS BANOS, CA 93635-5007
Document Number	0000033756
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2112 S 11TH ST LOS BANOS CA 936355007, LOS BANOS, CA 93635-5007

Mortgage

Document Number	0000033756
Date	Oct 18, 2019
Instrument	33756

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2112 S 11TH ST, LOS BANOS, CA 93635-5007
Document Number	0000015110
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	NATIONSTAR MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 S 11TH ST LOS BANOS CA 936355007, LOS BANOS, CA 93635-5007

Mortgage

Document Number	0000015110
Date	May 21, 2018
Instrument	15110

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 20, 2043

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$195,699 (+2%) Land $60,662 Building $135,037
2025	$2,023.00 (+4.66%) Homeowner's exemption	$191,863 (+4.04%) Land $59,473 Building $132,390
2023	$1,933.00 (+1.63%) Homeowner's exemption	$184,414 Land $57,164 Building $127,250
2022	$1,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S 11th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures