Osceola County property record for 2112 Oakview Cir, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 1985 |
| Lot Size | 0.237 acres (10,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,500 (Jan 2021) |
| Tax Bill | $5,231 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82809 |
| Primary APN | 82809 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Heated Area |
| Gross Area | 2,938 sqft |
| 1st Floor Area | 1,752 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,367 sqft (0.237 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 49 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 304 sqft |
| Deck Area | 459 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82809 |
|---|---|
| Street Address | 2112 OAKVIEW CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 8 PB 4 PG 92 LOT 5 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 915 |
| Legal Block | 1 |
| Legal Lot Number | 5,9 9 |
| Legal Unit | 8P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82809
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2112 OAKVIEW CIR, SAINT CLOUD, FL 34769-6828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 03, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| May 05, 2017 | Special Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | May 05, 2017 · Amount on Record |
| Deed Document Number | 2021008581 |
| Deed Book / Page | 5873 / 2341 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2112 OAKVIEW CIR, SAINT CLOUD, FL 34769-6828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055450394 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 5545/0394 |
| Instrument | 2019080024 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 20, 2021 |
| Property Address | 2112 OAKVIEW CIR, SAINT CLOUD, FL 34769-6828 |
| Document Number | 0058732341 |
| Book / Page | 5873 / 2341 |
| Map Reference | MB 4 PG 92 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021008581 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | A-Z TEAM TITLE LLC, AZ TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2112 OAKVIEW CIR, 2112, SAINT CLOUD, FL 34769-6828 |
| Name | Verified Name |
|---|---|
| Address | 11484 SW 236TH ST, HOMESTEAD, FL 33032-6213 |
| Document Number | 0058732343 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 5873/2343 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2112 OAKVIEW CIR, SAINT CLOUD, FL 34769-6828 |
| Document Number | 0053690704 |
| Instrument Date | Jul 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2112 OAKVIEW CIR ST CLOUD FL 347696828, ST CLOUD, FL 34769-6828 |
| Document Number | 0053690704 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 005369/000704 |
| Instrument | 109695 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 05, 2017 |
| Property Address | 2112 OAKVIEW CIR, SAINT CLOUD, FL 34769-6828 |
| Document Number | 0051431844 |
| Book / Page | 5143 / 1844 |
| Map Reference | MB4 PG92 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 2017066764 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2367 QUEENSWOOD CIR, KISSIMMEE, FL 34743-3417 |
| Document Number | 0051431854 |
|---|---|
| Date | May 05, 2017 |
| Instrument | 5143/1854 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,231.00 (+21%) Homeowner's exemption | $335,138 (+18.75%) | $338,700 (+7.01%) Land $65,000 Building $273,700 |
| 2023 | $4,323.00 (+3.47%) Homeowner's exemption | $282,220 (+3%) | $316,500 (+15.51%) Land $60,000 Building $256,500 |
| 2022 | $4,178.00 Homeowner's exemption | $274,000 Land $55,000 Building $219,000 | $274,000 Land $55,000 Building $219,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force 22 of 25 on primary residences |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 752 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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