2112 E 41st St, Lorain, OH 44055 Property Records

Lorain County property record for 2112 E 41st St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 1962
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (May 2019)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00-099-110-017`

Property Details

APN / Parcel Number

Primary APN	`03-00-099-110-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	114 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2112 E 41ST ST
City	LORAIN
State	OH
Zip	44055-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD 6 59.34 X 118
Legal Subdivision	OAKWOOD ACRES SUBDIVISION #6
Legal Block	110
Legal Lot Number	427
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2009
Census Tract	97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2112 E 41ST ST, LORAIN, OH 44055-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Dec 28, 2016	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Apr 22, 2015
Deed Document Number	2019002813
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 23, 2019
Property Address	2112 E 41ST ST, LORAIN, OH 44055-2713
Document Number	0000715731
Map Reference	VOL 23 PG 14
Instrument Date	May 21, 2019
Instrument	2019-0715731
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 E 41ST ST, LORAIN, OH 44055-2713

Mortgage

Document Number	0000715732
Date	May 23, 2019
Instrument	2019-0715732

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2112 E 41ST ST, LORAIN, OH 44055-2713
Document Number	0000613841
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2112 E 41ST ST LORAIN OH 440552713, LORAIN, OH 44055-2713

Mortgage

Document Number	0000613841
Date	Jan 3, 2017
Instrument	613841

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 2, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00	$45,680 (%) Land $4,810 Building $40,870	$130,520 (-) Land $13,740 Building $116,780
2024	$1,748.00 (+9.87%)	$45,682 (+47.8%) Land $4,809 Building $40,873	$130,520 (+47.8%) Land $13,740 Building $116,780
2023	$1,591.00 (+0.89%)	$30,909 (%) Land $5,348 Building $25,561	$88,310 (-) Land $15,280 Building $73,030
2022	$1,577.00	$30,910 Land $5,350 Building $25,560
2021			$88,310 Land $15,280 Building $73,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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