21114 W Sharp St, Rock Hall, MD 21661 Property Records

Kent County property record for 21114 W Sharp St, Rock Hall, MD 21661

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,166 sqft · built 1973
Lot Size	0.493 acres (21,475 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jun 2024)
Tax Bill	$4,137 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-027381`

Property Details

APN / Parcel Number

Primary APN	`05-027381`
Alternative APN	`027381`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,166 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,475 sqft (0.493 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	027381
Street Address	21114 W SHARP ST
City	ROCK HALL
State	MD
Zip	21661-1541
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	MC
Legal Description	UNIT G - 0.493 AC 21114 SHARP STREET ROCK HALL LANDING CONDO
Legal Subdivision	ROCK HALL LANDING LAND CONDOMINIUM
Legal Unit	G
Jurisdiction	KENT MD
Township / Civil Division	5, EDESVILLE
Census Block Group	1
Census Block	1020
Census Tract	950500

Owner

21114 W Sharp St, a commercial property, is owned by two individuals who bought it in June 2024.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 FAIR HILL DR, ELKTON, MD 21921-2510
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 26, 2022	Deed, Transfer
Feb 1, 2022	Special Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on File
Deed Sale	Jun 11, 2024 · Amount on File
Prior Sale	Sep 26, 2022 · Amount on File
Deed Book / Page	1374 / 1
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jan 20, 2026
Property Address	21114 W SHARP ST, ROCK HALL, MD 21661-1541
Document Number	0014760122
Book / Page	1476 / 122
Map Reference	MB EHP 3 FO 128
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	157 FAIR HILL DR, ELKTON, MD 21921-2510

Mortgage

Document Number	0001476127
Date	Jan 20, 2026
Instrument	1476/127

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Sep 26, 2022
Property Address	21114 W SHARP ST, ROCK HALL, MD 21661-1541
Document Number	0012750227
Book / Page	1275 / 227
Map Reference	MB EHP3 FO 128
Instrument Date	Sep 21, 2022
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount on Record
Tax	$1,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8350 BROAD NECK RD, CHESTERTOWN, MD 21620-4637

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENT MD
Recording Date	Feb 1, 2022
Property Address	21114 W SHARP ST, ROCK HALL, MD 21661-1541
Document Number	0012270044
Book / Page	1227 / 44
Map Reference	MB MLM1 FO 108
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5681 S HAWTHORNE AVE, ROCK HALL, MD 21661-1460

Tax Assessment & Valuation

The 2026 property tax bill for 21114 W Sharp St was $4,137, up 9.8% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Rock Hall Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,137.00 (+9.79%)	$273,267 (+9.78%)	$297,600 (-) Land $154,400 Building $143,200
2025	$3,768.00	$248,933	$297,600 Land $154,400 Building $143,200
2023	$3,364.00	$224,167	$224,600 Land $154,400 Building $70,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21114 W Sharp St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 individual policies
Nearby Flood Policies	56 units insured incl. 8 condo units
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	3 of 119
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 96 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21114 W Sharp St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCK HALL serves 1,750 people · EPA ID MD0140006
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

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