21114 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21114 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,672 sqft · built 2002
Lot Size0.16 acres (6,972 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Mar 2021)
Tax Bill$3,789 (2023)
Deeds & MortgagesDec 2021 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-179-04

Property Details

APN / Parcel Number

Primary APN001-179-04

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,672 sqft Heated Area
Gross Area3,230 sqft
1st Floor Area1,434 sqft
Upper Floors Area1,238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,972 sqft (0.16 acres)
Garage Area528 sqft
PorchPorch
Porch Area30 sqft
Deck Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-179-04
Street Address21114 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR(CD)
Legal DescriptionL1 M36-463
Legal SubdivisionHARROGATE PH 01
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1021
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21114 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Prior SaleMar 31, 2021 · Amount on Record
Deed Document Number0000063547
Deed Book / Page35881 / 754
Last Transfer DateDec 13, 2021
Transfer Doc0000234175
Record UpdatedJun 7, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateDec 13, 2021
Property Address21114 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6768
Document Number0000234175
Book / Page36860 / 899
Map ReferenceMB 36 PG 463
Instrument DateDec 2, 2021
Instrument2021234175
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21114 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6768

Mortgage

Document Number0000234176
DateDec 13, 2021
Instrument2021234176
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 31, 2021
Property Address21114 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6768
Document Number0000063547
Book / Page35881 / 754
Map ReferenceMB 36 PG 463
Instrument DateMar 31, 2021
Instrument2021063547
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanySOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1105 TREETOP MEADOW LN, WAKE FOREST, NC 27587-1859

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21114 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6768

Mortgage

Document Number0000063548
DateMar 31, 2021
Instrument2021063548
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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