21110 Wilderness Way, Bend, OR 97702 Property Records

Deschutes County property record for 21110 Wilderness Way, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 1989
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$282,400 (Apr 2014)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181210-DA-01700`

Property Details

APN / Parcel Number

Primary APN	`181210-DA-01700`
Alternative APNs	`R1088181210DA01700` `174772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	1,899 sqft
1st Floor Area	1,451 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	448 sqft
Deck Area	340 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	174772
Street Address	21110 WILDERNESS WAY
City	BEND
State	OR
Zip	97702-1776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PONDEROSA ESTATES BLOCK 1 LOT 14
Legal Range	12
Legal Township	18
Legal Section	10
Legal Subdivision	PONDEROSA ESTATES
Legal Block	1
Legal Lot Number	14
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1006
Census Tract	1904

Owner

21110 Wilderness Way is owned and occupied by two individuals who bought it in April 2014.

Source: Deschutes County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21110 WILDERNESS WAY, BEND, OR 97702-1776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2014 · Amount on File
Deed Sale	Apr 28, 2014 · Amount on File
Prior Sale	Jul 11, 2007 · Amount on File
Deed Document Number	201412941
Prior Transfer Date	Oct 11, 2005
Prior Transfer Doc	0000036993
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Apr 28, 2026
Property Address	21110 WILDERNESS WAY, BEND, OR 97702-1776
Document Number	0000012479
Instrument Date	Apr 14, 2026
Instrument	202612479
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	21110 WILDERNESS WAY, BEND, OR 97702-1776

Mortgage

Document Number	0000012479,
Date	Apr 28, 2026
Instrument	202612479

Lender

Name	GRIFFIN FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21110 WILDERNESS WAY, BEND, OR 97702-1776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012036
Date	Mar 30, 2017
Instrument	2017-12036

Lender

Name	UMPQUA BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21110 WILDERNESS WAY, BEND, OR 97702-1776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018762
Date	Apr 27, 2020
Instrument	2020-18762

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 21110 Wilderness Way was $4,851, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,851.00 (+3.94%)	$287,130 (+3%)	$727,210 (-) Land $290,530 Building $436,680
2024	$4,667.00 (+7.88%)	$278,770 (+3%)	$727,210 (-) Land $290,530 Building $436,680
2023	$4,326.00	$270,660	$727,210 Land $290,530 Building $436,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21110 Wilderness Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21110 Wilderness Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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