Polk County property record for 2111 Winterset Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,481 sqft · built 1976 |
| Lot Size | 0.563 acres (24,533 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Aug 2026) |
| Tax Bill | $2,050 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-11-687410-000200 |
| Primary APN | 26-29-11-687410-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,481 sqft Living Area |
| 1st Floor Area | 2,481 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 24,533 sqft (0.563 acres) |
| Lot Dimensions | 157 ft deep x 156 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|
| Street Address | 2111 WINTERSET RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE WINTERSET ACRES UNIT #2 PB 56 PG 1 TRACT A N 280 FT OF E 156 FT OF W 312 FT LESS S 122.11 FT |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | LAKE WINTERSET ACRES UNIT #2 |
| Legal Tract | A |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2111 WINTERSET RD, WINTER HAVEN, FL 33884-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage FEDERAL EMPLOYEES CREDIT UNION |
| Nov 24, 2025 | Warranty Deed, Transfer TRULY TITLE INC |
| Mar 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 21, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Nov 24, 2025 · Amount on Record |
| Deed Document Number | 2026206035 |
| Deed Book / Page | 14128 / 513 |
| Prior Transfer Date | Mar 3, 2020 |
| Prior Transfer Doc | 0111700026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 25, 2026 |
| Property Address | 2111 WINTERSET RD, WINTER HAVEN, FL 33884-3161 |
| Document Number | 0000206035 |
| Book / Page | 14128 / 513 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026206035 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | TRG SUNBELT TITLE AGENCY, SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2111 WINTERSET RD, WINTER HAVEN, FL 33884-3161 |
| Document Number | 0000206036, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 14128/515 |
| Instrument | 2026206036 |
| Name | FEDERAL EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 2111 WINTERSET RD, WINTER HAVEN, FL 33884-3161 |
| Document Number | 0000277509 |
| Book / Page | 13788 / 1413 |
| Map Reference | MB 58 PG 1 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025277509 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | TRULY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,858.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2763 N ROCKCREEK PKWY, CORDOVA, TN 38016-4653 |
| Name | Verified Name |
|---|---|
| Address | 104 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 10, 2020 |
| Property Address | 2111 WINTERSET RD, WINTER HAVEN, FL 33884-3161 |
| Document Number | 0111700026 |
| Book / Page | 011170 / 000026 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 54961 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2111 WINTERSET RD WINTER HAVEN FL 338843161, WINTER HAVEN, FL 33884-3161 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2111 WINTERSET RD, WINTER HAVEN, FL 33884-3161 |
| Document Number | 0100851569 |
| Book / Page | 010085 / 001569 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2111 WINTERSET RD WINTER HAVEN FL 338843161, WINTER HAVEN, FL 33884-3161 |
| Document Number | 0100851569 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 010085/001569 |
| Instrument | 2911704539 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 7, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,090 (+72.74%) Land $66,721 Building $270,369 | $337,090 (+1.42%) Land $66,721 Building $270,369 | |
| 2025 | $2,050.00 (-22.29%) Homeowner's exemption | $195,148 (+2.9%) | $332,378 (-0.1%) Land $66,721 Building $265,657 |
| 2024 | $2,638.00 (+7.76%) Homeowner's exemption | $189,648 (+3%) | $332,708 (+0.28%) Land $66,721 Building $265,987 |
| 2023 | $2,448.00 (+3.16%) Homeowner's exemption | $184,124 (+3%) | $331,764 (+0.77%) Land $65,221 Building $266,543 |
| 2022 | $2,373.00 Homeowner's exemption | $178,761 | $329,226 Land $53,866 Building $275,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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