21108 E Cedar Ridge Rd, Cleveland, MO 64734 Property Records

Cass County property record for 21108 E Cedar Ridge Rd, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1988
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$361,971 (Feb 2024)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-09-000-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`06-02-09-000-000-016.000`
Alternative APN	`2522200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	140 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2522200
Street Address	21108 E CEDAR RIDGE RD
City	CLEVELAND
State	MO
Zip	64734-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER HILLS 3RD ADD LOT 42 2359/38&39
Legal Subdivision	CLOVER HILLS
Legal Lot Number	42
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3056
Census Tract	61001

Owner

21108 E Cedar Ridge Rd is owned and occupied by an individual who bought it in February 2024.

Source: Cass County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	21108 E CEDAR RIDGE RD, CLEVELAND, MO 64734-9264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Deed Document Number	2024745754
Deed Book / Page	5031 / 83
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Feb 16, 2024
Property Address	21108 E CEDAR RIDGE RD, CLEVELAND, MO 64734-9264
Document Number	0005031/83
Book / Page	5031 / 83
Map Reference	MB 8 PG 28
Instrument Date	Feb 9, 2024
Instrument	745754
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21108 E CEDAR RIDGE RD, CLEVELAND, MO 64734-9264

Mortgage

Document Number	0000503184
Date	Feb 16, 2024
Instrument	5031/84

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0005031/85
Date	Feb 16, 2024
Book Page	5031/85
Instrument	745756

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 21108 E Cedar Ridge Rd was $2,468.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00	$37,620 Land $6,830 Building $30,790	$198,020 Land $35,970 Building $162,050
2023	$2,184.00 (+3,870.91%)	$33,140 (+14.39%) Land $6,210 Building $26,930	$174,440 Land $32,700 Building $141,740
2022	$55.00	$28,970 Land $6,210 Building $22,760
2021			$152,510 Land $32,700 Building $119,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21108 E Cedar Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21108 E Cedar Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 2 serves 4,650 people · EPA ID MO1024114
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Dec 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
GoBrolly Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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