21104 E 37th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 21104 E 37th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,978 sqft · built 2001
Lot Size	0.248 acres (10,805 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jan 2021)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Jun 2024 Construction Loan Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-300-32-44`

Property Details

APN / Parcel Number

Primary APN	`35-300-32-44`
Alternative APNs	`35-300-32-44-00-0-00-000` `35300324400000001` `1419415`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,968 sqft
Basement Area	1,940 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,805 sqft (0.248 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	78 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1419415
Street Address	21104 E 37TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-3388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE RIDGE VILLAS PUD 1ST PLAT --- LOT 2
Legal Subdivision	SADDLE RIDGE VILLAS PUD 1ST PLAT
Legal Block	2
Legal Lot Number	2
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2011
Census Tract	14804

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21104 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-3388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Deed of Trust, Mortgage · Construction Mortgage BANK OF ODESSA
Jan 12, 2021	Warranty Deed, Transfer BANK OF ODESSA
Feb 3, 2020	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	2021E3517
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	0000095473
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21104 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-3388
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21104 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-3388

Mortgage

Document Number	00E0038910
Date	Jun 17, 2024
Instrument	2024E0038910

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 12, 2021
Property Address	21104 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-3388
Document Number	0000E03517
Instrument Date	Jan 11, 2021
Instrument	3517E
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21104 E 37TH TERRACE CT S INDEPENDENCE MO 640573388, INDEPENDENCE, MO 64057-3388

Mortgage

Document Number	E03518
Date	Jan 12, 2021
Instrument	3518E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 3, 2020
Property Address	21104 E 37TH TERRACE CT S, INDEPENDENCE, MO 64057-3388
Document Number	0000E09582
Instrument Date	Jan 31, 2020
Instrument	9582E
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21104 E 37TH TERRACE CT S INDEPENDENCE MO 640573388, INDEPENDENCE, MO 64057-3388

Mortgage

Document Number	E09583
Date	Feb 3, 2020
Instrument	9583E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,490 (-) Land $12,234 Building $58,256	$371,000 (-)
2025	$4,989.00 (+18.67%)	$70,490 (+15%) Land $12,234 Building $58,256	$371,000 (+15%)
2024	$4,204.00 (+2.11%)
2023	$4,117.00	$61,296 Land $5,307 Building $55,989	$322,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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