Orange County property record for 21103 Reindeer Rd, Christmas, FL 32709
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,861 sqft · built 1980 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2021) |
| Tax Bill | $5,963 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22-33-1310-01-040 |
| Primary APN | 07-22-33-1310-01-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 576 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 93,654 sqft (2.15 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 316 sqft |
| Storage Building | 300 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 21103 REINDEER RD |
|---|---|
| City | CHRISTMAS |
| State | FL |
| Zip | 32709-9124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | CHRISTMAS ESTATES UNIT 1 5/54 LOT 4 BLK 1 |
| Legal Range | 33E |
| Legal Township | 22S |
| Legal Section | 07 |
| Legal Subdivision | CHRISTMAS ESTS UT 1 |
| Legal Tract | 1310 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | EAST ORANGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 16604 |
21103 Reindeer Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Orange County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21103 REINDEER RD, CHRISTMAS, FL 32709-9124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Jul 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on File |
| Deed Sale | Nov 3, 2021 · Amount on File |
| Prior Sale | Oct 9, 2015 · Amount on File |
| Deed Document Number | 2021675133 |
| Prior Transfer Date | Mar 24, 2015 |
| Prior Transfer Doc | 0108943153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 21103 REINDEER RD, CHRISTMAS, FL 32709-9124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21103 REINDEER RD, CHRISTMAS, FL 32709-9124 |
| Document Number | 0000675134 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 20210675134 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 21103 REINDEER RD, CHRISTMAS, FL 32709-9124 |
| Document Number | 0000530658 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 21103 REINDEER RD CHRISTMAS FL 327099124, CHRISTMAS, FL 32709-9124 |
| Document Number | 0000530658 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 530658 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 21103 Reindeer Rd was $5,963, down 3.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,300 (-1.28%) Land $85,000 Building $296,300 | $381,300 (-1.28%) Land $85,000 Building $296,300 | |
| 2025 | $5,963.00 (-3.23%) | $386,260 Land $85,000 Building $301,260 | $386,260 Land $85,000 Building $301,260 |
| 2024 | $6,162.00 (+11.98%) | ||
| 2023 | $5,503.00 (+13.49%) | $354,053 (+19.69%) Land $85,000 Building $269,053 | $354,053 (+19.69%) Land $85,000 Building $269,053 |
| 2022 | $4,849.00 | $295,800 Land $65,038 Building $230,762 | $295,800 Land $65,038 Building $230,762 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21103 Reindeer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21103 Reindeer Rd is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/WESTERN REGIONAL WTR SYS (5 WPS) serves 206,742 people · EPA ID FL3481546 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures