2110 Mountain Vista Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 2110 Mountain Vista Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,401 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`257-190-41-00`

Property Details

APN / Parcel Number

Primary APN	`257-190-41-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2110 MOUNTAIN VISTA DR
City	ENCINITAS
State	CA
Zip	92024-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 327 TR 007479
Legal Subdivision	VILLAGE PARK NORTH COUNTRY
Legal Tract	007479
Legal Block	1
Legal Lot Number	327
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 93, CARDIFF BY THE SEA, CA 92007-0093
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 29, 2021	Intrafamily Transfer, Transfer
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Sep 15, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 11, 2021
Transfer Doc	0000811120
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93, CARDIFF BY THE SEA, CA 92007-0093

Mortgage

Document Number	0000024359
Date	Jan 28, 2026
Instrument	2026-0024359

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2021
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Document Number	0000811120
Map Reference	MAP 7479
Instrument Date	Nov 11, 2021
Instrument	2021-0811120
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 93, CARDIFF, CA 92007-0093

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Document Number	0000696757
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93 CARDIFF BY THE SEA CA 920070093, CARDIFF BY THE SEA, CA 92007-0093

Mortgage

Document Number	0000696757
Date	Nov 9, 2020
Instrument	696757

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Document Number	0000182854
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93 CARDIFF BY THE SEA CA 920070093, CARDIFF BY THE SEA, CA 92007-0093

Mortgage

Document Number	0000182854
Date	Apr 10, 2020
Instrument	182854

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Document Number	0000303461
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 MOUNTAIN VISTA DR ENCINITAS CA 920243140, ENCINITAS, CA 92024-3140

Mortgage

Document Number	0000303461
Date	Jul 25, 2019
Instrument	303461

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Document Number	0000313902
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93 CARDIFF BY THE SEA CA 920070093, CARDIFF BY THE SEA, CA 92007-0093

Mortgage

Document Number	0000313902
Date	Aug 1, 2018
Instrument	313902

Lender

Name	MCJAB INC
Address	550 KEARNY VILLA RD # 215, SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2033

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2017
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Document Number	0000424176
Instrument Date	Sep 14, 2017
Instrument	424176
Transaction Type	Transfer
Record Updated	Sep 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93 CARDIFF BY THE SEA CA 920070093, CARDIFF BY THE SEA, CA 92007-0093

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2017
Property Address	2110 MOUNTAIN VISTA DR, ENCINITAS, CA 92024-3140
Document Number	0000068299
Instrument Date	Feb 7, 2017
Instrument	68299
Transaction Type	Transfer
Record Updated	Feb 20, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93 CARDIFF BY THE SEA CA 920070093, CARDIFF BY THE SEA, CA 92007-0093

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$206,073 (+2%) Land $48,510 Building $157,563
2025	$2,828.00 (+9.74%) Homeowner's exemption	$202,033 (+4.04%) Land $47,559 Building $154,474
2023	$2,577.00 (+3.41%) Homeowner's exemption	$194,190 Land $45,713 Building $148,477
2022	$2,492.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, San Diego Broadband, T-Mobile, Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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