2110 Clover Bend Dr, Monroe, NC 28110 Property Records

Union County property record for 2110 Clover Bend Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,518 sqft · built 1989
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jun 2025)
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-396-054`

Property Details

APN / Parcel Number

Primary APN	`09-396-054`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,518 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,125 sqft (0.462 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	537 sqft
Patio Area	537 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2110 CLOVER BEND DR
City	MONROE
State	NC
Zip	28110-7377
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#28 BLK3 CLOVER BEND PH3 OPCC227
Legal Subdivision	CLOVER BEND
Legal Block	3
Legal Lot Number	28
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20307

Owner

2110 Clover Bend Dr, a rural home, is owned and occupied by an individual who bought it in June 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2110 CLOVER BEND DR, MONROE, NC 28110-7377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Jul 25, 2023
Deed Document Number	202514355
Deed Book / Page	9134 / 663
Prior Transfer Date	Jul 20, 2023
Prior Transfer Doc	0008750223
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 25, 2023
Property Address	2110 CLOVER BEND DR, MONROE, NC 28110-7377
Document Number	0008750223
Book / Page	8750 / 223
Map Reference	FILE 227
Instrument Date	Jul 20, 2023
Instrument	17721
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 CLOVER BEND DR, MONROE, NC 28110-7377

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2110 CLOVER BEND DR, MONROE, NC 28110-7377

Mortgage

Document Number	0000017722
Date	Jul 25, 2023
Instrument	17722

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2110 Clover Bend Dr was $3,518.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,000 (-) Land $79,400 Building $448,600	$528,000 (-) Land $79,400 Building $448,600
2025	$3,518.00	$528,000 Land $79,400 Building $448,600	$528,000 Land $79,400 Building $448,600
2023	$2,785.00 (+35.72%)	$329,800 (-) Land $49,000 Building $280,800	$329,800 (-) Land $49,000 Building $280,800
2022	$2,052.00	$329,800 Land $49,000 Building $280,800	$329,800 Land $49,000 Building $280,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2110 Clover Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2110 Clover Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

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