211 W Dial St, Jay, OK 74346 Property Records

Delaware County property record for 211 W Dial St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft
Lot Size	0.313 acres (13,650 sqft)
Owner	Individual Name on Record
Last Sale	$80,146 (Jan 2022)
Tax Bill	$759 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23N23E-36-0-50170-043-0018`

Property Details

APN / Parcel Number

Primary APN	`23N23E-36-0-50170-043-0018`
Alternative APNs	`0014727` `14727`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	13,650 sqft (0.313 acres)
Lot Dimensions	130 ft deep x 105 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14727
Street Address	211 W DIAL ST
City	JAY
State	OK
Zip	74346-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKMORE LOTS 16,17,& 18 BLOCK 43 1779-836 1780-398 2422-430
Legal Range	23E
Legal Township	23N
Legal Section	36
Legal Subdivision	JAY-CREEKMORE
Legal Block	43
Legal Lot Number	16-18
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	2
Census Block	2034
Census Tract	376000

Owner

Source: Delaware County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 W DIAL ST, JAY, OK 74346-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Loan Assumption GRAND SAVINGS BANK
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
May 30, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Jun 19, 1998 · Amount on Record
Deed Document Number	2022523
Deed Book / Page	2422 / 430
Prior Transfer Date	Jul 16, 2007
Prior Transfer Doc	001780/398
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	211 W DIAL ST, JAY, OK 74346-2815
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002338/851
Date	Sep 8, 2020
Book Page	2338/851
Instrument	2020-007420

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	GROVE, OK 74345

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2030

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jan 18, 2022
Property Address	211 W DIAL ST, JAY, OK 74346-2815
Document Number	002422/430
Book / Page	2422 / 430
Instrument Date	Jan 14, 2022
Instrument	I-2022-000523
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W DIAL ST, JAY, OK 74346-2815
Investor	Possibly a Property Investor

Mortgage

Document Number	I2022000524
Date	Jan 18, 2022
Instrument	I-2022-000524

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	002422/444
Date	Jan 18, 2022
Book Page	2422/444
Instrument	I-2022-000525

Lender

Name	HOUSING AUTHORITY OF THE CHEROKEE NATION
Type	Non-Lending Institution
Address	TAHLEQUAH, OK 74465

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2032

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OK
Recording Date	May 30, 2018
Property Address	211 W DIAL ST, JAY, OK 74346-2815
Document Number	002240/275
Book / Page	2240 / 275
Instrument Date	May 16, 2018
Instrument	2018-003906
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1186, JAY, OK 74346-1186

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,893 (+4.46%) Land $1,550 Building $7,343	$77,327 (+1.89%) Land $13,475 Building $63,852
2025	$759.00 (+1.07%)	$8,513 (+5%) Land $1,550 Building $6,963	$75,896 (+7.65%) Land $13,475 Building $62,421
2024	$751.00 (+4.6%)	$8,108 (-) Land $1,550 Building $6,558	$70,500 (-) Land $13,475 Building $57,025
2023	$718.00	$8,108 Land $946 Building $7,162	$70,500 Land $8,225 Building $62,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

211 W Dial St, Jay, OK 74346 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

May 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Dial St

Nearby Streets

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