211 Union St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 211 Union St, Franklin, MA 02038

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,410 sqft · built 1880
Lot Size	0.481 acres (20,952 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,028 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-045`

Property Details

APN / Parcel Number

Primary APN	`65-045`
Alternative APNs	`FRAN M:287 L:151` `M:065 L:045`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	4,118 sqft
Basement Area	1,201 sqft
Unfinished Basement	1,201 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	20,952 sqft (0.481 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	65-045
Street Address	211 UNION ST
City	FRANKLIN
State	MA
Zip	02038-2157
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	151
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	4
Census Block	4007
Census Tract	442101

Owner

211 Union St, a duplex, is owner-occupied and held in a trust.

Source: Norfolk County and Franklin Town City records, as of October 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	211 UNION ST, FRANKLIN, MA 02038-2157
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	211 UNION ST, FRANKLIN, MA 02038-2157
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042691-428
Date	Oct 8, 2025
Book Page	42691/428
Instrument	70886

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	109 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 211 Union St was $7,028, up 5.7% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,028.00 (+5.65%)	$604,800 (+7.2%) Land $238,000 Building $366,800
2024	$6,652.00 (+0.08%)	$564,200 (+6.78%) Land $238,000 Building $326,200
2023	$6,647.00	$528,400 Land $259,800 Building $268,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 211 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000