211 Spring St, Ripley, TN 38063 Property Records

Lauderdale County property record for 211 Spring St, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1952
Lot Size	0.332 acres (14,450 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (May 2026)
Tax Bill	$622 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`049095B B 01800`

Property Details

APN / Parcel Number

Primary APN	`049095B B 01800`
Alternative APN	`095B B 01800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,450 sqft (0.332 acres)
Lot Dimensions	289 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	211 SPRING ST
City	RIPLEY
State	TN
Zip	38063-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DISTRICT: 02, COUNTY AREA: R71
Jurisdiction	LAUDERDALE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	50505

Owner

211 Spring St is owned and occupied by an individual who bought it in May 2026.

Source: Lauderdale County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	211 SPRING ST, RIPLEY, TN 38063-1833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Dec 13, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	2026213752
Deed Book / Page	843 / 224
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	May 27, 2026
Property Address	211 SPRING ST, RIPLEY, TN 38063-1833
Document Number	0000213752
Book / Page	843 / 224
Instrument Date	May 12, 2026
Instrument	2026213752
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,625.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SPRING ST, RIPLEY, TN 38063-1833

Mortgage

Document Number	0000213753,
Date	May 27, 2026
Instrument	2026213753

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Dec 13, 2019
Property Address	211 SPRING ST, RIPLEY, TN 38063-1833
Document Number	0000190551
Book / Page	000734 / 000234
Instrument Date	Nov 25, 2019
Instrument	190551
Transaction Type	Foreclosure
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$22.20
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SPRING ST RIPLEY TN 380631833, RIPLEY, TN 38063-1833

Tax Assessment & Valuation

The 2025 property tax bill for 211 Spring St was $622.

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Ripley City
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$622.00	$24,500 Land $400 Building $24,100
2023		$9,150 Land $400 Building $8,750
2022	$229.00
2021			$98,000 Land $1,600 Building $96,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 211 Spring St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	1 of 14
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY WATER SYSTEM serves 8,030 people · EPA ID TN0000580
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

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