Bergen County and Ridgewood Village property record for 211 Spencer Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,925 sqft · built 2012 |
| Lot Size | 0.419 acres (18,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Nov 2007) |
| Tax Bill | $35,703 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-02301-0000-00007 |
| Primary APN | 51-02301-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,925 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Frame |
| Lot Area | 18,252 sqft (0.419 acres) |
| Lot Dimensions | 203 ft deep x 90 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 211 SPENCER PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .419 AC |
| Legal Block | 2301 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 47400 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 211 SPENCER PL, RIDGEWOOD, NJ 07450-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Mar 31, 2018 | Deed of Trust, Mortgage · Line of Credit INVESTORS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2007 · Amount on Record |
| Deed Sale | Nov 8, 2007 · Amount on Record |
| Deed Document Number | 2007122532 |
| Deed Book / Page | 9443 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 211 SPENCER PL, RIDGEWOOD, NJ 07450-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OMEGA SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0038391372 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 3839/1372 |
| Instrument | 20-125508 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 211 SPENCER PL, RIDGEWOOD, NJ 07450-4107 |
| Document Number | 0029101073 |
| Instrument Date | Mar 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 211 SPENCER PL RIDGEWOOD NJ 074504107, RIDGEWOOD, NJ 07450-4107 |
| Document Number | 0029101073 |
|---|---|
| Date | Apr 14, 2018 |
| Book Page | 002910/001073 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 13, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,235,400 (-) Land $452,400 Building $783,000 | $1,235,400 (-) Land $452,400 Building $783,000 | |
| 2025 | $35,703.00 (+0.73%) | $1,235,400 (-) Land $452,400 Building $783,000 | $1,235,400 (-) Land $452,400 Building $783,000 |
| 2024 | $35,443.00 (+4.98%) | ||
| 2023 | $1,235,400 Land $452,400 Building $783,000 | $1,235,400 Land $452,400 Building $783,000 | |
| 2022 | $33,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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