211 Powdersby Rd, Joppa, MD 21085 Property Records

Harford County property record for 211 Powdersby Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,278 sqft · built 2003
Lot Size	0.301 acres (13,111 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2014)
Tax Bill	$4,995 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-338897`

Property Details

APN / Parcel Number

Primary APN	`01-338897`
Alternative APN	`338897`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,278 sqft Total Area
Basement Area	920 sqft
Finished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,111 sqft (0.301 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	338897
Street Address	211 POWDERSBY RD
City	JOPPA
State	MD
Zip	21085-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 142 13111 SF 211 POWDERSBY ROAD GUNPOWDER PT 107/65
Legal Subdivision	GUNPOWDER PLAT SIX
Legal Lot Number	142
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2010
Census Tract	301301

Owner

211 Powdersby Rd is owned and occupied by an individual who acquired it in March 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	211 POWDERSBY RD, JOPPA, MD 21085-5419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jul 29, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2014 · Amount on File
Deed Sale	Sep 29, 2014 · Amount on File
Prior Sale	Apr 22, 2003 · Amount on File
Deed Book / Page	10925 / 127
Last Transfer Date	Mar 11, 2019
Transfer Doc	0131950202
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	211 POWDERSBY RD, JOPPA, MD 21085-5419
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124280196
Date	Jul 14, 2017
Book Page	12428/0196
Instrument	12428-0196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Nov 1, 2044

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	211 POWDERSBY RD, JOPPA, MD 21085-5419
Document Number	0134970109
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	211 POWDERSBY RD JOPPA MD 210855419, JOPPA, MD 21085-5419

Mortgage

Document Number	0134970109
Date	Oct 17, 2019
Book Page	013497/000109

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	211 POWDERSBY RD, JOPPA, MD 21085-5419
Document Number	0134970117
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	211 POWDERSBY RD JOPPA MD 210855419, JOPPA, MD 21085-5419

Mortgage

Document Number	0134970117
Date	Oct 17, 2019
Book Page	013497/000117

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 20, 2019
Property Address	211 POWDERSBY RD, JOPPA, MD 21085-5419
Document Number	0131950202
Book / Page	013195 / 000202
Instrument Date	Mar 11, 2019
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	211 POWDERSBY RD JOPPA MD 210855419, JOPPA, MD 21085-5419

Tax Assessment & Valuation

The 2026 property tax bill for 211 Powdersby Rd was $4,995, up 12.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,995.00 (+12.15%)	$458,367 (+5.73%)	$483,200 (-) Land $98,600 Building $384,600
2025	$4,454.00	$433,533	$483,200 Land $98,600 Building $384,600
2023		$393,267	$408,700 Land $98,600 Building $310,100
2022	$4,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 211 Powdersby Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Powdersby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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