211 Penick Ln, Ozark, MO 65721 Property Records

Christian County property record for 211 Penick Ln, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,390 sqft · built 2018
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-0.9-32-0-0-14.007`

Property Details

APN / Parcel Number

Primary APN	`4-0.9-32-0-0-14.007`
Alternative APN	`04-0.9-32-000-000-014.007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,390 sqft
1st Floor Area	2,390 sqft
Fireplace	Prefabricated

Exterior

Year Built	Built 2018
Exterior Material	Wood
Lot Area	136,778 sqft (3.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Street Address	211 PENICK LN
City	OZARK
State	MO
Zip	65721-7228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MONTREUX ESTATES
Legal Range	21
Legal Township	28
Legal Section	32
Legal Subdivision	MONTREUX ESTATES
Legal Lot Number	4
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1004
Census Tract	20307

Owner

211 Penick Ln is owned and occupied by an individual who acquired it in August 2023.

Source: Christian County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	211 PENICK LN, OZARK, MO 65721-7228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023
Deed Sale	Aug 25, 2023
Prior Sale	Feb 14, 2018
Deed Document Number	2023009230
Deed Book / Page	2023 / 009230
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 25, 2023
Property Address	211 PENICK LN, OZARK, MO 65721-7228
Document Number	0202309230
Book / Page	2023 / 9230
Instrument Date	Aug 25, 2023
Instrument	2023L09352
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 PENICK LN, OZARK, MO 65721-7228

Mortgage

Document Number	2023L09353
Date	Aug 25, 2023
Instrument	2023L09353

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$112,060	$589,800 Land $90,000 Building $499,800
2023	$102,850 (+4.75%)	$541,300 Land $90,000 Building $451,300
2022	$98,190
2021		$516,800 Land $90,000 Building $426,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 211 Penick Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Penick Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR HILL APTS private · serves 102 people · EPA ID MO5079527
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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