211 McRainey Loop, Andalusia, AL 36420 Property Records

Covington County property record for 211 McRainey Loop, Andalusia, AL 36420

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,054 sqft · built 1945
Lot Size	0.341 acres (14,880 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2022)
Tax Bill	$462 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-13-05-16-3-004-013.000`

Property Details

APN / Parcel Number

Primary APN	`23-13-05-16-3-004-013.000`
Alternative APNs	`13051630040130000` `1305163004013000` `22902300` `23420654`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	2,054 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,880 sqft (0.341 acres)
Lot Dimensions	186 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23420654
Street Address	211 MCRAINEY LOOP
City	ANDALUSIA
State	AL
Zip	36420-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/281 1/3/2022 LOT 24 & W 20' OF LOT 25 MCARTAN ADD PB 2 PG 34 SEC 16 T4N R16E
Legal Range	16E
Legal Township	04N
Legal Section	16
Legal Subdivision	MCARTAN ADD
Legal Lot Number	24-25
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	3
Census Block	3036
Census Tract	962000

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 MCRAINEY LOOP, ANDALUSIA, AL 36420-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Book / Page	2022 / 281
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	211 MCRAINEY LOOP, ANDALUSIA, AL 36420-3448
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/3904
Date	Mar 3, 2023
Book Page	2023/3904

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jan 4, 2022
Property Address	211 MCRAINEY LOOP, ANDALUSIA, AL 36420-3448
Document Number	002022/281
Book / Page	2022 / 281
Map Reference	MB 2 PG 34
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13817 POND CREEK RD, ANDALUSIA, AL 36420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 MCRAINEY LOOP, ANDALUSIA, AL 36420-3448

Mortgage

Document Number	0002022291
Date	Jan 4, 2022
Instrument	2022/291

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	002022/963
Date	Jan 12, 2022
Book Page	2022/963

Lender

Name	CRESCENT MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Andalusia City
County	Covington County
Unified School District	Andalusia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$462.00 (+7.69%) Homeowner's exemption	$26,644 (+118.04%) Land $1,640 Building $25,004	$133,220 (+9.02%) Land $8,200 Building $125,020
2024	$429.00 (+7.25%) Homeowner's exemption	$12,220 (+6.41%) Land $820 Building $11,400	$122,200 (+6.41%) Land $8,200 Building $114,000
2023	$400.00 (-49.37%) Homeowner's exemption	$11,484 (-43.33%) Land $820 Building $10,664	$114,840 (+13.34%) Land $8,200 Building $106,640
2022	$790.00	$20,264 Land $1,640 Building $18,624	$101,320 Land $8,200 Building $93,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BuzzBroadband, C Spire Wireless.

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