211 Kemper Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 211 Kemper Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,950 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$328,125 (Nov 2007)
Tax Bill	$2,837 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55L1-1-62`

Property Details

APN / Parcel Number

Primary APN	`55L1-1-62`
Alternative APN	`8042014`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,950 sqft Living Area
Gross Area	4,906 sqft
1st Floor Area	1,414 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8042014
Street Address	211 KEMPER CT
City	STEPHENSON
State	VA
Zip	22656-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	RED BUD RUN L62 S1
Legal Subdivision	RED BUD
Legal Lot Number	62
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1003
Census Tract	51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 KEMPER CT, STEPHENSON, VA 22656-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION
Nov 18, 2020	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE ONE SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2007 · Amount on Record
Deed Sale	Nov 15, 2007 · Amount on Record
Prior Sale	Jun 21, 2006 · Amount on Record
Deed Book / Page	700 / 17559
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Apr 15, 2026
Property Address	211 KEMPER CT, STEPHENSON, VA 22656-2224
Document Number	0000003648
Instrument Date	Mar 10, 2026
Instrument	20263648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 KEMPER CT, STEPHENSON, VA 22656-2224

Mortgage

Document Number	0000003648,
Date	Apr 15, 2026
Instrument	20263648

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	211 KEMPER CT, STEPHENSON, VA 22656-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009210
Date	Sep 6, 2017
Instrument	170009210

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 18, 2020
Property Address	211 KEMPER CT, STEPHENSON, VA 22656-2224
Document Number	0000016657
Instrument Date	Oct 13, 2020
Instrument	16657
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 WESTWOOD DR WINCHESTER VA 226024463, WINCHESTER, VA 22602-4463

Mortgage

Document Number	16658
Date	Nov 18, 2020
Instrument	16658

Lender

Name	MORTGAGE ONE SOLUTIONS
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,837.00 (+10.43%)	$535,200 (-) Land $108,000 Building $427,200	$535,200 (-) Land $108,000 Building $427,200
2025	$2,569.00	$535,200 Land $108,000 Building $427,200	$535,200 Land $108,000 Building $427,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber.

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