Macon County property record for 211 Howard Branch Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,716 sqft · built 1976 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,500 (Aug 2004) |
| Tax Bill | $865 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6580101946 |
| Primary APN | 6580101946 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Heated Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 47,480 sqft (1.09 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 348 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 97235 |
|---|---|
| Street Address | 211 HOWARD BRANCH RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HERITAGE VALLEY |
| Legal Subdivision | HERITAGE VALLEY |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 5 |
| Census Block | 5032 |
| Census Tract | 970700 |
211 Howard Branch Rd is owned by an individual who bought it in August 2004.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 212, OTTO, NC 28763-0212 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on File |
| Deed Sale | Aug 31, 2004 · Amount on File |
| Deed Book / Page | 28 / 1927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jun 9, 2026 |
| Property Address | 211 HOWARD BRANCH RD, OTTO, NC 28763-9369 |
| Document Number | 0000003531 |
| Book / Page | 44 / 1088 |
| Instrument Date | May 30, 2026 |
| Instrument | 20263531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000003531, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 44/1088 |
| Instrument | 20263531 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 211 Howard Branch Rd was $865.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $865.00 | $219,870 (-) Land $32,700 Building $187,170 | $219,870 (-) Land $32,700 Building $187,170 |
| 2025 | $865.00 | $219,870 Land $32,700 Building $187,170 | $219,870 Land $32,700 Building $187,170 |
| 2023 | $853.00 | $219,970 Land $32,700 Building $187,270 | $219,970 Land $32,700 Building $187,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 211 Howard Branch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 211 Howard Branch Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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