211 Hilltop St, Morganton, NC 28655 Property Records

Burke County property record for 211 Hilltop St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,403 sqft · built 1956
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Nov 2025)
Tax Bill	$1,527 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2703778661`

Property Details

APN / Parcel Number

Primary APN	`2703778661`
Alternative APN	`6426`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,403 sqft
Basement Area	1,403 sqft
Unfinished Basement	1,403 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	80 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	211 HILLTOP ST
City	MORGANTON
State	NC
Zip	28655-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	211 HILLTOP ST MORGANTON, NC 28655
Legal Subdivision	J E METCALF & J D BRINKLEY SR
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1003
Census Tract	20600

Owner

211 Hilltop St is owned and occupied by two individuals who bought it in November 2025.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	211 HILLTOP ST, MORGANTON, NC 28655-2915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Nov 14, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Sep 27, 2011 · Amount on File
Deed Document Number	202525009652
Deed Book / Page	2839 / 557
Prior Transfer Date	Dec 30, 2004
Prior Transfer Doc	0014260022
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	211 HILLTOP ST, MORGANTON, NC 28655-2915
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	UNKNOWN, PARALEGAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 HILLTOP ST, MORGANTON, NC 28655-2915

Mortgage

Document Number	0028390574
Date	Nov 14, 2025
Book Page	2839/574
Instrument	2025009654

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2040

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 14, 2025
Property Address	211 HILLTOP ST, MORGANTON, NC 28655-2915
Document Number	0028390557
Book / Page	2839 / 557
Instrument Date	Nov 5, 2025
Instrument	2025009652
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2025
Title Company	UNKNOWN, PARALEGAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 BURGIN ST, MARION, NC 28752-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 HILLTOP ST, MORGANTON, NC 28655-2915

Mortgage

Document Number	2025009653
Date	Nov 14, 2025
Instrument	2025009653

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 211 Hilltop St was $1,527, up 50.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,527.00 (+50.59%)	$256,761 (-) Land $22,100 Building $234,661	$256,761 (-) Land $22,100 Building $234,661
2025	$1,014.00	$256,761 Land $22,100 Building $234,661	$256,761 Land $22,100 Building $234,661
2023	$1,013.00	$165,290 Land $22,100 Building $143,190	$165,290 Land $22,100 Building $143,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 211 Hilltop St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Hilltop St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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