211 Helen Ave, Otsego, MI 49078 Property Records

Allegan County property record for 211 Helen Ave, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,584 sqft
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Dec 2021)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-250-030-00`

Property Details

APN / Parcel Number

Primary APN	`54-250-030-00`
Alternative APN	`03-54-250-030-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft

Exterior

Exterior Material	Wood
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	211 HELEN AVE
City	OTSEGO
State	MI
Zip	49078-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 30 ALSO THAT PT OF LOT 31 LYING NLY OF NYCRR R/W EDSELL'S ADDITION SEC 23 T1N R12W (05).
Legal Range	12W
Legal Township	01N
Legal Section	23
Legal Subdivision	LYING NLY OF NYCRR R/W EDSELLS ADD
Legal Lot Number	30-31
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2013
Census Tract	31800

Owner

211 Helen Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	211 HELEN AVE, OTSEGO, MI 49078-1060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Nov 21, 2017	Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Nov 21, 2017 · Amount on File
Deed Book / Page	4711 / 762
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	4052/043
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 22, 2021
Property Address	211 HELEN AVE, OTSEGO, MI 49078-1060
Document Number	004711/762
Book / Page	4711 / 762
Map Reference	LB 2 PG 26
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 HELEN AVE, 211, OTSEGO, MI 49078-1060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 HELEN AVE, OTSEGO, MI 49078-1060

Mortgage

Document Number	0004711765
Date	Dec 22, 2021
Instrument	4711/765

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 21, 2017
Property Address	211 HELEN AVE, OTSEGO, MI 49078-1060
Document Number	4198/373
Book / Page	4198 / 373
Map Reference	LB2 PG26
Instrument Date	Nov 21, 2017
Instrument	4198-373
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 BARTON ST, OTSEGO, MI 49078-1584
Investor	Possibly a Property Investor

Mortgage

Document Number	4198375
Date	Nov 21, 2017
Instrument	4198-375

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 211 Helen Ave was $2,334 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,300 Land $8,900 Building $71,400	$160,600 Land $17,800 Building $142,800
2025	$2,334.00
2023		$58,800 Land $4,500 Building $54,300	$117,600 Land $9,000 Building $108,600
2022	$1,954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 211 Helen Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Helen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, Mercury Fiber, Surf Internet.

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